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About Us

Schools (private, charter, professional)

Finding the right insurance program for private and charter schools is just as important as finding the right teachers, books, and curricula.  Markel's Independent School Programs protects all types of private and charter schools including:

  • K-12 
  • Charter
  • Business
  • Computer training
  • Continuing education
  • Correspondence
  • Crafts
  • Culinary 
  • Fine arts
  • Head Start
  • Language
  • Montessori 
  • Professional development
  • Public Speaking
  • Trade andvocational
  • Tutoring

Coverage Highlights

Cyber Liability Coverages

  • Included

General Liability Coverages

  • Corporal punishment at policy limits
  • Teachers included as additional insured
  • Expanded definition of bodily injury
  • Limits up to $1,000,000/$3,000,000

  Educators Legal Liability Coverages 

  • Limits up to $1,000,000/$2,000,000 available
  • Claims made basis

 Sexual Abuse Liability Coverages

  • Abuse coverage with defense outside the limits
  • Separate insuring agreement 
  • Limits up to $1,000,000/$3,000,000
  • Coverage for employees & volunteers included

Property Coverages

  • Custom enhancements available
  • Business income
  • Ordinance or law
  • Money & securities
  • Spoilage
  • Employee theft
  • Equipment breakdown
  • ...and more 

Auto Liability Coverages

  • Automatic liability coverage for leased autos
  • Fellow employee coverage from covered autos (liability) 
  • Rental reimbursement
  • No deductible for glass repair 
  • Up to $1,000,000 CSL available 

Other Coverages Available

  • Student accident coverage
  • Umbrella 
  • Tuition Reimbursement
  • Workers Compensation: available in most states

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You must be an appointed agent with Markel to submit an application.
For more information about appointments, click

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In addition to an ACORD application, please complete the appropriate applications:

Independent School Application 

Email your completed applications to or fax to 678-290-2200.

Underwriting Guidelines

In addition to the application(s), we need the following:

  • School questionnaire
  • ACORD applications for all lines of coverage
  • Most recent financial statement 
  • 4 year hard copy loss runs including current year for all lines of coverage
  • Copy of charter

Click here to visit our Independent School Programs product site.

Marketing Materials

Independent School Programs Brochure

Click here to view our Independent School Programs product sheet.

Independent School Contacts

Contact the new business underwriter for your state