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About Us

Senior Living Communities

Markel's Senior Living Programs is targeted towards:

  • Assisted living facilities
  • Continuing Care Retirement Communities (CCRC) - campus setting with independent living, assisted living, memory care, and skilled nursing
  • Independent living facilities
  • Memory care (Alzheimer's/dementia) 

All of Markel's senior living clients will receive free access to Markel University, an online reference library focused on the senior living industry.  Markel University is filled with over 30 in-service modules to help clients satisfy state requirements. Markel University features:

  • Independent living facilities
  • Dynamic reference library with up-to-date industry-specific resource manuals
  • Continuing Education (CE) courses for professionally designated employees, if applicable, for RN's, LPN's, and CNA's
  • In-service training modules to help administrators address pertinent issues and meet state in-service training requirements
  • Library and course material can be customized to meet YOUR needs

Coverage Highlights

This program is available in all states.

Property Coverages

  • Property enhancement customized for senior living facilities 
  • Ordinance or law
  • Monies & securities
  • Spoilage
  • Employee theft
  • Equipment breakdown
  • 365 days extended period of indemnity
  • Emergency vacating expenses
  • Loss data prevention

General Liability Coverages

  • Up to $1,000,000/$3,000,000 on a claims made basis
  • Automatic coverage for liquor liability

Wrongful Acts and Vicarious Liability for Abuse Coverages

  • Written on a claims made basis with limits up to $1,000,000/$1,000,000/$3,000,000
  • No exclusion for punitive damages
  • Buyback options for defense outside the limits
  • Automatic coverages for media/legal expenses

Auto Liability Coverages

  • Up to $1,000,000
  • Automatic liability coverage for lessors of leased autos when required by written contract
  • Fellow employee coverage from covered autos
  • Rental reimbursement
  • No deductible for glass repair 

Umbrella Coverage

  • Up to $10,000,000

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You must be an appointed agent with Markel to submit an application.
For more information about appointments, click

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In addition to an ACORD application, please complete the appropriate applications:

Senior Living Programs Application  
Senior Living Renewal Questionnaire

Email your completed applications to or fax to 678-290-2200.

Underwriting Guidelines

In addition to the application(s), we need the following:

  • ACORD forms (applicant information section and each line of business)
  • 4 year hard copy loss runs
  • Copy of license for each location
  • Copy of state inspections
  • Current brochure
  • Current financials, if account premium is over $100,000
  • Resident agreement

Click here to visit our Senior Living Programs product site.

Marketing Materials

Senior Living Programs Brochure

Senior Living Contacts

Contact the new business underwriter for your state