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About Us

Child Care Centers
(Child Care Complete)

The Child Care Complete program consists of an insurance package with coverages specifically designed to address and support the coverage issues of the child care industry.

The program is designed to entertain both for profit and non-profit operations providing early childhood education such as:

  • Commercial child care centers (for profit and nonprofit)
  • Before- and after-school programs
  • Head Starts
  • Nursery schools
  • Preschools

Coverage Highlights

Some state limitations apply

Property Coverages

  • Business income on an ALS basis 
  • Ordinance or law
  • Money & securities
  • Spoilage
  • Employee theft
  • Equipment breakdown
  • ...and more 

General Liability Coverages

  • Sub-limits for EPLI
  • Automatic additional insured status
  • Corporal punishment
  • Medical payments for children available
  • Teachers professional liability
  • Separate abuse limits

 Auto Liability Coverages

  • Automatic additional insured status
  • Rental reimbursement
  • Towing
  • Up to $1 million CSL available to owned, hired, & non-owned autos

Sexual Abuse Liability Coverages 

  • Separate insuring agreement 
  • Limits up to $1,000,000/$3,000,000 available
  • Coverage for employees & volunteers available

Student Accident Coverages

  • Varity of plans
  • Dental included
  • Available on primary or excess basis

Professional Liability Coverages

  • Limits up to $1,000,000/$3,000,000 available

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You must be an appointed agent with Markel to submit an application.
For more information about appointments, click

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In addition to an ACORD application, please complete the appropriate applications:

Child Care Complete Application  

Email your completed applications to or fax to 678-290-2200.

Underwriting Guidelines

In addition to the application(s), we need the following:

  • Auto ACORD applications, if owned autos
  • Property and General Liability ACORD applications if over 3 locations
  • Hard copy loss runs on accounts over $15,000

Click here to view the Child Care Complete product sheet.

Marketing Materials

Child Care Complete Brochure 

Click here to view our Child Care Complete product site.

Child Care Contacts

Contact the new business underwriter for your state