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About Us

Health Clubs
(Health Club Pro)

Health Club Pro is designed to meet the coverage needs of the health and fitness industry.  Whether you are a small fitness studio or a large fitness club, Health Club Pro has a range of insurance coverages and services that address the unique risks of fitness clubs like yours.

With over 20 years of experience in the fitness industry, Health Club Pro provides extensive risk management and education programs that assist our clients in spotting emerging trends and identifying exposures, helping our clients avoid the types of incidents that can lead to serious claims.  Our in-house staff of industry professionals are dedicated to ensuring that your business is well-informed with the highest level of customer service, fast turnaround on policy underwriting, and claims resolution.

Need coverage for your independent personal trainers?  We are the industry's leading provider of professionally liability coverage for personal trainers and group exercise instructors, including martial arts instructors.  For more information, visit

This program is administered by Thompson Insurance Enterprises, LLC and covers:

  • Large and small health clubs
  • Pools and spas
  • 24/7 key access clubs
  • Franchise operations
  • Snack/juice bars
  • Spin classes
  • Pilates
  • Cross fit
  • Zumba
  • Yoga
  • Incidental exposures - spa, martial arts, racquetball, tennis, squash, basketball, rock walls

Coverage Highlights

General Liability

  • Including customized enhancements
  • Hired/non-owned auto liability

Professional Liability 

Abuse Coverage

Employee Practices Liability

Employee Benefits Liability

  • Including customized enhancements
  • Business Income
  • Equipment Breakdown

Excess Coverage


Health Club Exposures

  • CrossFit
  • Pools and spas
  • Ropes courses
  • Zumba/Pilates/Yoga
  • Rock walls
  • Bounce houses
  • Spin classes
  • 24/7 hour key access clubs with panic systems
  • Snack/juice bars
  • Nutritionists & chiropractors located in club (latter must provide COI)

Other Coverage Highlights

  • Employee dishonesty
  • Inland marine
  • Crime

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You must be an appointed agent with Markel to submit an application.
For more information about appointments, click

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Please complete the appropriate applications and email them to or fax to 678-290-2200.

Health Club Pro Application  

Supplemental Applications

24 Hour Supplement

Day Spa Supplement

Martial Arts Supplement

Pools Supplement

Rock Wall Supplement

Ropes Course Supplement

Waterpark Supplement

Underwriting Guidelines

In addition to the application(s), we need the following:

  • Any applicable supplemental applications
  • Loss info including details on claims over $10,000

Marketing Materials

Health Club Pro Brochure

Contact Us


 Trisha Payne, Senior Underwriter



 Donna Hughes, Underwriting Technician




 Kelli Cochran, Underwriting Assistant