Employer Stop Loss
Self-funding is a cost-effective and proven model for delivering employee benefits for many companies. Employer stop-loss coverage protects plan sponsors against catastrophic claims or unexpected losses.
Coverage Highlights
Click here to print the Employer Stop Loss product sheet.
- Offered to employer groups, both for-profit and not-for-profit businesses with 100 to 1,000 employees, that self-fund (ERISA-exempt plans) their group medical and/or dental plan.
- Specific and aggregate coverage available.
- Comparatively few excluded industries.
- State benefit mandates do not apply to self-funded plans. Coverage is customized.
- Our “best in market” approach allows us to work with a variety of PPO/provider networks and TPAs.
Note: Commissions are negotiable. Producers may be paid on a “consultative fee” basis by the employer and still place the business with Markel.
Acceptable Risks
Employer groups with 100 to 1000 employees, such as:
- Consulting firms
- Financial institutions
- Hospitals
- Hospitality industries
- Law firms
- Manufacturing companies
- Municipalities/school districts
- Nursing homes
- Retail organizations
- Service organizations
- Technology firms
- Wholesalers and distributors
- Cases with dependent ratios less than 25%