K-12 Students & Sports

Markel's student accident insurance program covers the following types of K-12 schools: 

Eligibility: All registered students of the insured school for whom premium has been paid. Coverage is considered Primary for all Voluntary enrollment and Excess for all Compulsory enrollment.

School Time Coverage: Provides coverage while an insured student is on school premises during the days and months that school is in session; traveling directly to or from their residence and school in a vehicle supplied by the school; and participating in or attending activities sponsored solely by the school that are continually supervised by a school official or employee. One-day field trips and religious education classes are included. All high-school interscholastic football activities are excluded, unless the applicable additional premium is paid.

Around-the-Clock Coverage: Applies 24 hours/day, whether school is in session or not. The insurance is provided from the effective date of the insured student's coverage to the termination date of the policy. All high-school interscholastic football activities are excluded unless the applicable additional premium is paid.

High-School Interscholastic Football: Coverage is provided during play, practice, or travel in connection with interscholastic football in which any 9th, 10th, 11th, or 12th grade student participates. This coverage is included if provided for in the enrollment form and additional premium is paid.

Field Trip Coverage: Covers all students while attending school-sponsored and supervised non-athletic one-day field trips, up to the Economy level benefits as shown on the schedule, even if the student has not purchased the voluntary insurance. Additional reporting and premium is required for overnight non-athletic field-trip coverage.

Back to product list

Applications

You'll need Adobe Acrobat to view these documents.