Commercial Equine Liability

This coverage is designed specifically for all types of horse-related businesses on rented or owned premises, such as: boarding, breeding, racing, training, riding instruction, horse sales, horse shows, clinics, personal/pleasure horses and team roping/penning practices. We also have coverage for independent horse trainers and riding instructors.

Coverage Highlights

Liability limits of $300,000 to $1 million are available for Bodily Injury and Property Damage
General Liability Aggregate limits are 3 times the liability per occurrence limit
Commercial general liability coverage applies on and off premises in the U.S, Canada, and U.S. territories
Fire Legal liability up to $100,000 at no charge (in most states)
Medical payments up to $5,000
Limited professional liability coverage for trainers, riding instructors and clinicians
Personal/Advertising Injury included
Products/completed operations included
No liability deductible
Defense cost paid in excess of policy limit
Limited Athletic Participants coverage included

Optional Coverages

Care, Custody and Control – a “must” if there are non-owned horses involved
Excess or Umbrella Liability (with limits up to $10 million)
International Liability – covers horses taken outside the continental U.S. to specified countries for shows, exhibitions, etc.

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Applications

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Commercial Equine Liability Application
Independents (riding instructors, horse trainers, clinicians)

Email your completed applications to: agapplications@markelcorp.com

Or mail or fax applications to:
Markel Insurance Company
Attn: Underwriting--Agriculture
P.O. Box 2009
Glen Allen, VA 23058-2009
Fax: 804-527-7784