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Bed & Breakfasts/Inns

Markel provides comprehensive coverage for bed & breakfasts (B & Bs) and inns. We focus on:

  • B & Bs with five or more rooms
  • Inns with 25 or fewer rooms

Coverage Highlights

Click here to print the Bed & Breakfast product sheet.

Liability Coverages

  • General liability: Limits up to $1 million per occurrence/$3 million aggregate
  • Off-premises activities
  • Products/completed operations
  • Saddle animal
  • Special events/weddings
  • Swimming pool

Property Coverages

  • Building
  • Business income
  • Business personal property
  • Commercial property plus extension
  • Guest inconvenience expense endorsement
  • Historic buildings and unique property
  • Key employee replacement
  • Specialty inns enhancement endorsement
  • Systems breakdown

Other Coverages

  • Auto 
  • Crime
  • Umbrella liability: Limits up to $10 million available

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Applications

You'll need Adobe Acrobat to view these documents.

In addition to an ACORD application, please complete the appropriate applications:

Specialty Lodging Application  
 
Supplemental Applications

Aquatics Supplement    
Restaurant Supplement 

Special Events Supplement  
 

Email your completed applications to your underwriter, or mail them to either our Richmond or Alameda office:

Richmond
Markel Insurance Company
Attn: Underwriting--PAC Team
P.O. Box 3870
Glen Allen, VA 23058-3870
Phone: 800-431-1270
Fax: 804-527-7966
Email: eservice@markelcorp.com

Alameda
Markel Insurance Company
2490 Mariner Square Loop, Suite 210
Alameda, CA 94501
Phone: 800-966-6568
Fax: 510-465-2226
Email: eservice@markelcorp.com

Underwriting Guidelines

In addition to the application(s), we need the following:

  • B & B or inn's brochure and web site address
  • Loss history for the past 4 years 
  • Vehicle schedule and driver list 


Click here to visit our B & B/Country Inn product web site.