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Health/Swim/Racquet Clubs

Markel offers property and liability coverage for the following types of clubs:

  • Athletic clubs
  • Fitness centers
  • Health clubs
  • Key clubs, 24-hours clubs
  • Racquet clubs
  • Swim clubs
  • Yoga and Pilates studios

We also offer liability insurance for independent personal trainers and yoga instructors.

Note: Total receipts at any club or center must be less than $750,000. Diving boards must be less than 3 meters high.

Coverage Highlights    

Click here to print the Health/Swim/Racquet Club product sheet.

Liability Coverages

  • General liability: Limits up to $1 million per occurrence/$3 million aggregate

Property Coverages

  • Building
  • Business income
  • Business personal property
  • Recreational property extension 
  • Systems breakdown

Other Coverages

  • Excess accident medical
  • Crime
  • Non-owned and hired auto
  • Umbrella liability: Limits up to $5 million available

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Applications

You'll need Adobe Acrobat to view these documents. Please complete the appropriate applications:

Health Clubs Application    
Health Clubs Application--Florida Only  
  

Supplemental Applications

Aquatic Supplement
Climbing Wall Supplement   
Limited Property Supplement   
Property Application   
Tanning Bed Supplement
Certificate of Insurance Request Form  

Email your completed applications to your underwriter or mail them to:

Markel Insurance Company
Attn: Underwriting--Health & Fitness
P.O. Box 3870
Glen Allen, VA 23058-3870

Underwriting Guidelines

In addition to the application(s), we need the following:

  • Facility's brochure and web site address
  • Loss history for the past 4 years