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B&Bs, Country Inns

Markel provides comprehensive coverage for bed & breakfasts (B&Bs) and country inns. We focus on:

  • B&Bs with five or more rooms
  • Country inns with 25 or fewer rooms

Coverage Highlights

Liability Coverages

  • General liability: Limits up to $1 million per occurrence/$3 million aggregate
  • Off-premises activities
  • Products/completed operations
  • Saddle animal
  • Special events/weddings
  • Swimming pool

Property Coverages

  • Building
  • Business income
  • Business personal property
  • Commercial property plus extension
  • Guest inconvenience expense endorsement
  • Historic buildings and unique property
  • Key employee replacement
  • Specialty inns enhancement endorsement
  • Systems breakdown

Other Coverages

  • Auto, including auto extension endorsement 
  • Crime
  • Umbrella liability: Limits up to $10 million available

Applications

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In addition to an ACORD application, please complete the appropriate applications:

Specialty Lodging Application

Aquatics Supplement        
Restaurant Application

Special Events Supplement 

Fax your completed applications to
804-527-7966.

Or mail them to:
Markel Insurance Company
Attn: Underwriting--PAC Team
P.O. Box 3870
Glen Allen, VA 23058-3870

Underwriting Guidelines

In addition to the application(s), we need the following:

  • B&B or inn's brochure and web site address
  • Loss history for the past 4 years 
  • Vehicle schedule and driver list 

Click here to visit our B&B/Country Inn product web site.