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Child Care Centers

Markel's child care insurance protects all types of licensed child care centers, including: 

  • Child and infant child care centers 
  • Before- and after-school day care 
  • Preschools 
  • Nursery schools 
  • Montessori schools 
  • Head Start programs 

Markel is the endorsed insurance carrier for the National Child Care Association (NCCA) and the National Association of Child Care Professionals (NACCP).

Coverage Highlights

Liability Coverages

  • General liability: Limits up to $1 million per occurrence/$3 million aggregate
  • Child abduction
  • Child care providers/teachers professional  
  • Corporal punishment
  • Sexual abuse & molestation
  • Special events and fund-raisers
  • Volunteers as additional insureds

Property Coverages

  • Building
  • Business income
  • Business personal property
  • Commercial property plus extension
  • Communicable disease/food contamination
  • Key employee replacement  
  • Recreational property enhancement
  • Systems breakdown  

Other Coverages

  • Accident Medical
  • Auto, including auto extension endorsement 
  • Crime
  • Inland Marine
  • Umbrella liability: Limits up to $10 million available

Applications

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In addition to an ACORD application, please complete the appropriate applications:

Child Care Plus Application 

Accident Medical Application 
Additional Location Supplement 
Additional Operations Supplement
Private School Application

Swimming Pool Supplement      

Fax your completed applications to
804-527-7966.

Or mail them to:
Markel Insurance Company
Attn: Underwriting--PAC Team
P.O. Box 3870
Glen Allen, VA 23058-3870

Underwriting Guidelines

In addition to the application(s), we need the following:

  • Center's brochure and web site address
  • Loss history for the past 4 years 
  • Vehicle schedule and driver list 

Click here to visit our child care product site.