Markel has developed a group of enhancement endorsements* for all eligible property risks.
List of Coverages
|
ü Accounts Receivable |
$25,000 |
|
ü Backup of Sewers and Drains |
Up to policy limit |
|
ü Business Income & Extra Expense |
$50,000 |
|
ü Criminal Reward |
$5,000 |
|
ü Debris Removal |
Up to $25,000 |
|
ü Electronic Data Processing (EDP) |
Up to $50,000 (including extra expense, software & transit) |
|
ü Emergency Vacating Expense |
$5,000 – a $500 deductible applies per occurrence |
|
ü Employee Dishonesty |
$10,000 – carries a $500 deductible per occurrence |
|
ü Fine Arts |
$25,000 |
|
ü Fire Department Service Charge |
$10,000 – No deductible applies |
|
ü Fire Protection Device Recharge |
Actual loss sustained |
|
ü Forgery and Alteration |
$10,000 – carries a $500 deductible per occurrence |
|
ü Lock Replacement |
$1,000 |
|
ü Loss Data Preparation |
Up to $10,000 |
|
ü Money & Securities |
$5,000 inside/$5,000 outside – a $500 deductible per occurrence applies |
|
ü Newly Acquired Locations |
Up to 90 days |
|
§ Buildings |
$1,000,000 |
|
§ Business Personal Property |
Up to $500,000 |
|
ü Ordinance or Law |
Up to Building limit |
|
ü Outdoor Property (including trees, shrubs, plants) |
$10,000 per occurrence/$250 per item |
|
ü Personal Effects and Property of Others |
$25,000 per occurrence/$1,000 per person |
|
ü Pollutant Clean Up |
$25,000 |
|
ü Property in Transit |
$10,000 |
|
ü Property Off Premises |
Up to $25,000 |
|
ü Refrigerated Goods Spoilage |
Up to $10,000 |
|
ü Signs (attached or unattached, indoor and outdoor) |
$25,000 |
|
ü Utility Services Business Income |
$10,000 – a 12-hour waiting period applies before coverage activates |
|
ü Utility Services Direct Damage |
$10,000 |
|
ü Valuable Papers |
$25,000 |
…and more.
Policy must be written with Special Causes of Loss form. Limits can be increased for many coverages. A flat premium charge applies based on total insured property values.
* May not be available in all states