Health club solutions

Formerly Health Club Pro

Health club solutions is designed to meet the coverage needs of the health and fitness industry.  Whether you are a small fitness studio or a large fitness club, health club solutions has a range of insurance coverages and services that address the unique risks of fitness clubs like yours.

With over 20 years of experience in the fitness industry, health club solutions provides extensive risk management and education programs that assist our clients in spotting emerging trends and identifying exposures, helping our clients avoid the types of incidents that can lead to serious claims.  Our in-house staff of industry professionals are dedicated to ensuring that your business is well-informed with the highest level of customer service, fast turnaround on policy underwriting, and claims resolution.

Need coverage for your independent personal trainers?  We are the industry's leading provider of professionally liability coverage for personal trainers and group exercise instructors, including martial arts instructors.  For more information, click here.

This program covers:

  • Large and small health clubs
  • Pools and spas
  • 24/7 key access clubs
  • Franchise operations
  • Snack/juice bars
  • Spin classes
  • Pilates
  • Zumba
  • Yoga
  • Incidental exposures - spa, martial arts, racquetball, tennis, squash, basketball, rock walls

Coverage highlights

General liability

  • Including customized enhancements

Professional liability

Business property

Business income 

Employee practices liability

Abuse and molestation coverage

Employee benefits liability

  • Including customized enhancements
  • Equipment breakdown

Hired/non-owned auto liability

Excess umbrella coverage 

Other coverage highlights

  • Employee dishonesty
  • Crime
  • Inland marine

Health club exposures

  • Pools and spas
  • Ropes courses
  • Zumba/Pilates/Yoga
  • Rock walls
  • Bounce houses
  • Spin classes
  • 24/7 hour key access clubs with panic systems
  • Snack/juice bars
  • Nutritionists & chiropractors located in club (latter must provide COI)

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