Off-road insurance specialists for over 40 years.

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About Markel off-road insurance

Some insurance companies treat off-road insurance as an afterthought, but Markel builds specialized policies designed to give you the peace of mind and protection you need.

Man riding snowmobile

Off-road insurance leaders

Markel has specialized in ORV insurance for 40 years and we understand the unique hazards you face.

Off-road vehicle insurance

ATV/UTV coverage

We offer more ATV/UTV insurance coverage options so you’ll have the protection and peace of mind you deserve.

ATV and UTV insurance

Snowmobile coverage

We understand your need for specialized protection and will tailor a snowmobile policy to how you ride.

Snowmobile insurance


Save money with our ORV insurance discounts, diminishing deductible, and exclusive offers.

Off-road insurance discounts


Accidents happen, and when they do, you can count on Markel's claims team to provide prompt and fair service.

Off-road claim information

Markel Customer Service
Hours of operation:
Mon.–Fri., 7:00 a.m.–8:00 p.m. CST
Sat., 9:00 a.m.–5:00 p.m. CST

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Questions? Call 1-800-236-2453

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"With Markel insurance, I'm able to join the girls on our annual ATV trip where we can ride on the roads and tear it up in the mud play areas!"

Michelle A.
Markel off-road insurance customer
Woman riding ATV in water

"I can ride and push it to the limits without worrying about wrecking my quad. Markel gives me that peace of mind when I'm out doing what I love."

Thomas G.
Markel off-road insurance customer
Riding ATV on sand dunes