ATV insurance discounts

Needless to say, everyone likes to save money on insurance. However, cheap insurance doesn't always provide the value you might expect. What's more, it might not provide all the liability protection you need. Markel Specialty's ATV insurance is designed to give you more value for your money by offering extras like diminishing deductibles.

Save up to 35% with these money-saving ATV insurance discounts:

Multi-unit discount
If you have one off-road vehicle, there's a good chance you have another one. Since it's usually more fun to ride with friends or family, we'll discount your premium if you insure more than one ORV with us.

Renewal discount
We know you have a choice when it comes to insuring your ATV/UTV. We appreciate your decision to insure with a powersports insurance specialist, and we'll prove it by discounting your premiums when you renew your annual policy.

Safe driver discount
Let's face it, riding off-road vehicles can be dangerous if you don't take the necessary safety precautions. We encourage safety and reward safe drivers who haven't had more than one minor violation in the last three years.

Safety course discount
If you complete an approved class to learn how to safely ride your ORV or brush up on what you already know, we'll give you a discount.

Anti-theft alarm discount
You can also receive a discount by adding an anti-theft device to your ATV/UTV, such as an electronic alarm or tracking system.

Diminishing deductible

Four years without an accident? Say "so long" deductible.
Being a safe rider pays off. At Markel Specialty, we will reward you by reducing your deductible by 25% for each consecutive accident-free year—all the way to $0 after the fourth year!