Protection for your bike.

Protect your bike (and spare parts and accessories) against damage, theft, and more

Bicycle physical damage protection
Helps pay for repairs or replacement of your bike if it is damaged or goes missing. We’ll even protect you while racing. You pick the value limit of your bike, and we’ll help cover you for things like vandalism, crash damage, or if you have a collision with another rider. Our deductibles for this coverage range from $200 to $500–well less than the typical deductible you’d be faced with under a homeowner’s policy! And, these flexible deductibles help you control your bike insurance cost.

Headed to Europe with your bike?  Not to worry, Markel also offers worldwide physical damage protection for when you travel overseas.

Spare parts and accessories
At no added cost, Markel will provide up to $500 for spare parts and $500 for riding apparel per claim ($1,000 total per policy term)–just for purchasing bicycle physical damage protection.

Markel bicycle insurance protection also includes:

  • Replacement cost coverage - your bike is insured at full value to get you back on the road faster
  • Theft protection - at or away from home!
  • Transit protection - protects your bike when shipping it to your next race or bicycle adventure

Special protection for competitive cyclists
Included coverages at no extra cost:

  • Rental reimbursement
    Markel offers coverage for renting a substitute bicycle if your bike is damaged or stolen while you are away from home and participating in an organized ride.
  • Competitive event fee reimbursement
    Helps cover nonrefundable prepaid entry fees if your bike is involved in a covered accident, and you are unable to compete or participate. 

Get a quote

Back to main page

*Insurance, coverage, and discounts are subject to availability and qualifications and may not be available in all states. Coverage descriptions listed are intended to be brief and do not replace actual policy language. For questions or a complete definition of coverages and discounts available to you, please call a Markel insurance specialist at 1-800-236-2453.

Markel Customer Service
Hours of operation:
Mon.–Fri., 7:00 a.m.–8:00 p.m. CST
Sat., 9:00 a.m.–5:00 p.m. CST

Get a bicycle insurance quote now!