Bicycle insurance for the way you ride.

Chances are you know everything there is to know about cycling. But what about protecting yourself and your bike from the unexpected? Would you know how to get back on the road quickly if your bike was damaged or stolen? Get a fast, free online quote today and get the protection and peace of mind you deserve.

Policies as low as $100 per year

See how an average homeowners insurance policy stacks up against Markel Specialty bicycle insurance.

Policy coverage

Average homeowners policy

Markel bicycle policy

Insured at full value**

Not likely

Yes

Crash damage

No

Yes

Theft coverage

Limited

Yes

Theft away from home

Limited

Yes

Vehicle contact protection

No

Yes

Personal liability

Yes

Yes

Replacement bike rental

No

Yes

Event fee reimbursement

No

Yes

Cycling apparel

Not likely

Yes

Medical payments

Not likely

Yes

Racing coverage

No

Yes

Spare parts insured

Not likely

Yes

Covered in transit

Not likely

Yes

Worldwide physical damage

Not likely

Yes

Roadside assistance

Not likely

Yes

Coverage for electric bikes

Limited

Yes

Markel Bicycle Insurance also offers coverage for three classes of e-bikes:

  • Pedal assist e-bike with top assisted speed of 20 mph
  • Throttle assist e-bike with top assisted speed of 20 mph
  • Pedal assist e-bike with top assisted speed of 28 mph

*Your homeowners coverage may not be designed to cover your bike at full replacement cost, typically actual cash value (ACV) is offered.

Coverage is provided by one or more of the insurance companies within Markel and policyholder services are provided by the underwriting manager, Markel Service, Incorporated, national producer license # 27585, in California d/b/a Markel Insurance Services, license # 0645481. Certain products and services are provided through various non-admitted insurance company subsidiaries of Markel and are offered through licensed surplus lines brokers or through Markel West Insurance Services, California license # 2E11302. Markel Specialty is a business division of Markel Service, Incorporated. Insurance carrier, coverage, dividends, and services availability may vary by state. Terms and conditions for rates and coverages varies. Insurance and coverage are subject to availability and qualifications and may not be available in all states. Coverage descriptions listed are intended to be brief and do not replace actual policy language. Nothing herein shall be construed as an offer to sell or a solicitation or offer to purchase any products or services. Markel® is a registered trademark of the Markel Corporation, a Fortune 500 corporation.

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