Bicycle Insurance Quote | Markel Specialty

Bicycle insurance for the way you ride.

Chances are you know everything there is to know about cycling. But what about protecting yourself and your bike from the unexpected? Would you know how to get back on the road quickly if your bike was damaged or stolen? Get a fast, free online quote today and get the protection and peace of mind you deserve.

Policies as low as $100 per year

See how an average homeowners insurance policy stacks up against Markel Specialty bicycle insurance.

Policy coverage	Average homeowners policy	Markel bicycle policy
Insured at full value**	Not likely	Yes
Crash damage	No	Yes
Theft coverage	Limited	Yes
Theft away from home	Limited	Yes
Vehicle contact protection	No	Yes
Personal liability	Yes	Yes
Replacement bike rental	No	Yes
Event fee reimbursement	No	Yes
Cycling apparel	Not likely	Yes
Medical payments	Not likely	Yes
Racing coverage	No	Yes
Spare parts insured	Not likely	Yes
Covered in transit	Not likely	Yes
Worldwide physical damage	Not likely	Yes
Roadside assistance	Not likely	Yes
Coverage for electric bikes	Limited	Yes

Markel Bicycle Insurance also offers coverage for three classes of e-bikes:

Pedal assist e-bike with top assisted speed of 20 mph
Throttle assist e-bike with top assisted speed of 20 mph
Pedal assist e-bike with top assisted speed of 28 mph

*Your homeowners coverage may not be designed to cover your bike at full replacement cost, typically actual cash value (ACV) is offered.

Coverage is provided by one or more of the insurance companies within Markel and policyholder services are provided by the underwriting manager, Markel Service, Incorporated, national producer license # 27585, in California d/b/a Markel Insurance Services, license # 0645481. Certain products and services are provided through various non-admitted insurance company subsidiaries of Markel and are offered through licensed surplus lines brokers or through Markel West Insurance Services, California license # 2E11302. Markel Specialty is a business division of Markel Service, Incorporated. Insurance carrier, coverage, dividends, and services availability may vary by state. Terms and conditions for rates and coverages varies. Insurance and coverage are subject to availability and qualifications and may not be available in all states. Coverage descriptions listed are intended to be brief and do not replace actual policy language. Nothing herein shall be construed as an offer to sell or a solicitation or offer to purchase any products or services. Markel® is a registered trademark of the Markel Group Inc., a Fortune 500 corporation.