When it comes to insuring cheer gyms, we are the cheer leaders!

You want the best for your kids, but you also need to protect your business.

What’s appropriate insurance for your cheer gym? What really needs to be covered? And what about your special programs? From general liability to business income coverage, you’ll cheer for the knowledge, helpfulness, and customizable plans available at Markel Specialty for your cheerleading gym.

We know insurance and we know your business, so we can help you create the right kind of coverage for your gym and your activities. Markel Specialty also provides you with access to information on current safety practices and loss control tips.

Markel Specialty offers liability and property coverage for qualified:

  • USA Gymnastics (USAG) certified gymnastics schools
  • Competitive cheerleading gyms that follow U.S. All Star Federation (USASF) rules
  • Mobile gymnastics programs

Note: Our cheerleading insurance programs do not cover high school, college, adult, or community recreation teams.

Paul S. | November, 2019

Cheer gym customer
"Thankfully we haven't had many injuries in the last 20 years, but on the few occasions that we've had injuries, you have always taken care of our customers."

Janet C. | March, 2019

Markel Specialty agent
"Service is number one, great relationship driven company."

Glenn H. | February, 2019

Markel Special agent
"Fast response time and great people who care and know their jobs and products."

Why do you need insurance for your cheer gym?

We all know that things happen, and having insurance coverage for your business activities can help reduce the financial impacts to you on covered losses. Whether its liability insurance in the event of injuries or unintentional damage done to your property, you need insurance designed to help meet the needs of your cheer gym. Markel Specialty also offers coverages for qualified camps and clinics that may be offered at your facility.

What coverages are available for cheer gyms?

General liability
A must for all cheer schools, commercial general liability insurance protects you if you are sued by someone who claims that you caused their physical injury or damaged their property. You can choose the level of general liability protection you need:

  • $500,000 per occurrence/$1.5 million aggregate*
  • $1 million per occurrence/$3 million aggregate*

Optional liability coverages you can add to your policy:

  • Abuse and molestation
  • Competitions and exhibitions: insurance protection for you when you participate in competitions and tournaments that you do not sponsor
  • Employee benefits liability
  • Off-premises activities
  • Special events and fundraisers for current policyholders
  • Blanket additional insureds included at no additional cost: used for landlords for locations on the policy, recitals, performances and demonstrations

Accident medical (required)
Accident medical insurance can cover students’ medical bills if they are injured at your school or during activities you sponsor and have no insurance of their own, or their bills exceed what their insurance pays. Accident medical insurance is sold as a minimum earned premium policy. In the event you cancel your policy, we will retain the minimum premium.

Accident medical insurance is mandatory for cheer gyms. You can choose from three limits:

  • $10,000
  • $25,000
  • $50,000

Excess liability
Excess liability insurance provides additional protection that takes effect after you’ve gone above the limits of your general liability insurance. We offer limits up to $5 million.

Property

Buildings
Insurance coverage for your building whether you own or rent.

Business personal property
Insurance coverage for the content and equipment in your studio including special property like tanning beds, climbing walls, and inflatables.

Business income
If your school is temporarily closed due to a covered loss, this insurance covers your lost income and continuing expenses.

Systems breakdown
Insurance coverage for break downs of mechanical, electrical, or pressure system. This includes heating and air conditioning systems, computers, boilers, refrigerators, hot water heaters, and telephone systems.

Other optional business coverages

Camps and clinics
Insurance coverage for your qualified camp or clinic.

Crime
Covers you if an employee steals money, securities, or other property.

Inland marine
Property coverage for items specifically listed on the policy (also referred to as scheduled property) that may be taken off-premises

Get a quote online.

VALUE-ADDED SERVICES
Background checks, training materials and education available at negotiated rates.
Loss control
LOSS CONTROL
Markel Specialty's loss control library is full of information, pointers, and guidelines for maintaining a safer environment.
Other resources
ADDITIONAL RESOURCE
Read more about helpful information and websites for your business.

Insurance coverage designed to meet the needs of your cheer gym.
Get a quote online today, or work with a Markel Specialty agent.
*Per occurrence is the maximum amount paid on a covered individual claim; aggregate is the maximum amount paid on all covered claims combined within the policy period.

This content is provided for informational purposes only. Terms, conditions, and exclusions apply.  Coverage is underwritten by one or more member companies of the Markel North America Insurance Group, including Markel American Insurance Company, Glen Allen, VA, and policyholder services are provided by the underwriting manager, Markel Service, Incorporated, national producer # 27585, in California dba Markel Insurance Services License#: 0645481. Terms and conditions for rate and coverage may vary by state and application. Insurance and coverage are subject to availability and qualifications and may not be available in all states.  Coverage descriptions listed are intended to be brief and do not replace actual policy language.  Markel® is a registered trademark of the Markel Corporation.