Insurance coverages for your organization

Customizable coverage at an affordable price.

Our objective is to help organizations obtain affordable insurance coverage, reduce risks through loss control, and improve overall safety.

Please note, we are unable to provide coverage for adoption agencies, nursing homes, assisted living facilities, urgent care medical facilities, home health/companion care workers, social clubs, fraternities, sororities, and senior and affordable housing organizations.

Liability coverages

General liability
A must for all organizations, commercial general liability insurance protects you if you are sued by someone who claims that you caused their physical injury or damaged their property. Markel Specialty offers limits up to $1 million per occurrence/$3 million aggregate. (Per occurrence is the maximum amount paid on a covered individual claim; aggregate is the maximum amount paid on all covered claims combined, within the policy period.)

Abuse and molestation
Markel Specialty offers this hard-to-find, critical coverage for situations that can be explosive. Our professional, compassionate claims associates are experts at successfully resolving sensitive claims involving children and will handle your claim with discretion and tact.

Professional liability
Professional liability coverage can be provided for various professionals such as counselors, social workers, and psychologists who provide care for clients on behalf of the insured.

Special events
This coverage provides protection for fundraising and special events either on or off premises.

Volunteers as Additional Insureds
When your organization uses volunteers, they're acting on your behalf. This coverage defends their unintentional negligent acts as it defends your own.

General liability plus extension
Provides a bundled group of coverage extensions such as damage to premises rented to you up to the occurrence limit and per location aggregate.

Employee benefits
Provides protection for an error or omission in the administration of your employee benefit program.

Data breach
This coverage provides protection from an accidental privacy and/or security breach of your data storage devices.

Management liability

  • Directors and officers liability
  • Employment Practices liability

Property coverages

Commercial property
Commercial property insurance provides coverage for your property including owned buildings and business personal property.

Commercial property extension endorsements
Provides a bundled group of coverages on one form such as accounts receivable, debris removal, fire department service charge, newly acquired buildings and personal property, outdoor property, refrigerated goods spoilage, and more.

Business income
If your facility is temporarily closed due to a covered loss (fire, lightning, windstorm), business income insurance covers your lost income and continuing expenses.

Systems breakdown
Protects you when any mechanical, electrical, or pressure system breaks down. This includes heating and air conditioning systems, computers, boilers, refrigerators, hot water heaters, and telephone systems.

Other coverages

Accident medical
Accident medical coverage pays medical bills (up to the policy limit) if your staff, volunteers, or clients are injured at your facility and have no insurance of their own, or their bills exceed what their insurance pays. You can think of accident medical insurance as a goodwill gesture--by paying the injured person's medical bills now, you may be able to avoid a lawsuit later.

Automobile
Covers owned, leased, non-owned, and hired vehicles, such as cars, vans, pickups, and buses used at your facility. Automobile Plus Extension provides coverage extensions such as hired physical damage and rental reimbursement.

Umbrella liability
Provides extra protection for catastrophic events. Umbrella liability goes into effect after you've exceeded the limits of your general or auto liability insurance. Limits up to $15 million are available.

Crime
This coverage protects you from employee dishonesty, theft of money or securities, and forgery.

Inland marine
Covers your valuable papers, EDP, signs, property off premises, and miscellaneous articles and equipment.

Coverage and limits are subject to availability and qualifications and may vary by business classification. Contact a Markel Specialty agent to discuss coverage options for your business type.

Get a quote

Let one of our knowledgeable Markel Specialty agents help you start your quote today!