Why you need insurance for your supermarket, grocery store, or convenience store
A Markel Specialty insurance policy can help protect you from property damage losses, liability lawsuits, and more.
Your grocery store is vulnerable to property damage and liability lawsuits: A customer trips over a box left on the floor. A freezer unit breaks down. An employee claims harassment. Another employee is injured lifting heavy cases. A water pipe freezes and bursts. A power surge knocks out your POS terminals.
But if you have an affordable convenience, grocery, or supermarket plan from Markel Specialty you’ve got the financial protection you need to cover issues like these.
Plus, the commercial property insurance portion can help pay to repair or replace your business property if it is stolen or damaged in certain situations (including theft, fire, vandalism, or windstorms).
This coverage package makes sure you can quickly bounce back from an unexpected disaster and repair or replace essential equipment and assets.
Markel Specialty even offers you three levels of coverage to match your needs and your budget.
For on-the-job accidents, Markel Specialty offers separate workers compensation insurance plans. Workers compensation can pay for costs associated with occupational illnesses and injuries including:
- Medical expenses
- Partial wages while the employee recovers
- Funeral expenses if an employee dies from a work injury
- Legal expenses if your business is sued over a work injury
To protect your business from employee claims, you can also add Markel’s Employment Practices Liability (EPL) coverage.