Dance studio insurance coverage
Our comprehensive insurance plans are like music to your ears.
If you have a traditional dance studio that teaches Ballet, Jazz, Tap, Hip hop, Modern dance, Traditional dance or Creative Movement and/or Baton, then you are in luck: Markel Specialty offers commercial general liability and property coverage just for you!
A must for all dance schools, commercial general liability insurance protects you if you are sued by someone who claims that you caused their physical injury or damaged their property. You can choose the level of general liability protection you need:
- $500,000 per occurrence/$1.5 million aggregate*
- $1 million per occurrence/$3 million aggregate*
Optional coverages you can add to your policy:
- Abuse and molestation
- Competitions and exhibitions – protection for you when you participate in competitions and tournaments that you do not sponsor
- Employee benefits liability
- Off-premises activities
- Special events and fundraisers for current policyholders
- Blanket Additional Insured’s included at no cost – used for landlords for locations on the policy, recitals, performances and demonstrations.
Accident medical (required)
Accident medical insurance will pay students’ medical bills if they are injured at your school or during activities you sponsor and have no insurance of their own, or their bills exceed what their insurance pays. You can think of accident medical insurance as a goodwill gesture—by paying a student’s medical bills now, you may be able to avoid a lawsuit later. Accident medical insurance is sold as a minimum earned premium policy. In the event you cancel your policy, we will retain the minimum premium. Accident medical insurance is mandatory for dance studios. With limits up to $10,000.
Protects your building whether you own or rent.
If your school is temporarily closed due to a covered loss, this insurance covers your lost income and continuing expenses.
Business personal property
Protects the content of your studio.
Business personal property
Protects your office furniture and fixtures if they are damaged by a covered cause of loss.
Protects you when any mechanical, electrical, or pressure system breaks down. This includes heating and air conditioning systems, computers, boilers, refrigerators, hot water heaters, and telephone systems.
Other optional business coverages
Camps and Clinics
If you run a camp or clinic, this liability coverage protects you.
Covers you if an employee steals money, securities, or other property.
Property coverage for items specifically listed on the policy (also referred to as scheduled property) that may be taken off-premises
Excess liability insurance provides additional protection that takes effect after you’ve gone above the limits of your general liability insurance. We offer limits up to $5 million
*Per occurrence is the maximum amount paid on a covered individual claim; aggregate is the maximum amount paid on all covered claims combined within the policy period.