Educational services insurance coverage
Markel Specialty's educational services insurance means getting the right insurance for you – no matter the size of your center.
Cookie-cutter insurance programs don’t work in the education business. A tutoring center may have very different needs from a Montessori school. But every program, regardless of size or number of students, needs flexible, affordable insurance that’s the right fit for it.
Commercial general liability provides coverage for damages for which you are responsible if there is an accident at your educational center that causes injury or property damage. If you are sued as a result of the injury or damage, we will pay to defend you.
We offer limits up to $1 million per occurrence/$3 million aggregate. (Aggregate is the maximum amount we will pay for all covered claims combined.
We also offer the following hard-to-find liability coverages:
Abuse and molestation
A critical coverage for hypersensitive situations. Our claims staff has experience in handling these types of claims and is empathetic to the needs of all parties involved.
Professional liability allows teachers and providers to perform their professional duties without fear of devastating lawsuits, defense costs, and judgments. Without it, you could end up footing the bill alone.
Employee benefits liability
Volunteers as insureds
If you own your building or if you rent, you need commercial property insurance to cover you from a loss such as a fire, windstorm, burglary, vandalism, or frozen pipes.
Student accident insurance: Covers students’ medical bills if they are injured at school or during sponsored activities.
Provides liability and physical damage coverage for owned, leased, non-owned, and hired automobiles (such as vans, pickups, and buses) used at your school. Limits up to $1 million available. An extension endorsement is available for broader auto protection.