Full coverage, affordable insurance plans for your special organization.

The only good insurance is the right insurance. Our objective is to help your organization obtain optimal coverage, control long-term costs of risks, and improve overall safety.

Liability coverage

General liability
A must for all organizations, commercial general liability insurance protects you if you are sued by someone who claims that you caused their physical injury or damaged their property. Markel Specialty offers limits up to $1 million per occurrence/$3 million aggregate. (Per occurrence is the maximum amount paid on a covered individual claim; aggregate is the maximum amount paid on all covered claims combined, within the policy period.)

Abuse and molestation liability
Markel Specialty offers this hard-to-find, critical coverage for situations that can be explosive. Our professional, compassionate claims associates are experts at successfully resolving sensitive claims involving children, and will handle your claim with discretion and tact.

Professional liability
Professional liability coverage can be provided for various professionals such as counselors, social workers, and psychologists who provide care for clients on behalf of the insured.

Special events
This coverage provides protection for fundraising and special events either on or off premises.

Volunteers as Additional Insureds
When your organization uses volunteers, they're acting on your behalf. This coverage defends their unintentional negligent acts as it defends your own.

General liability plus extension
Provides a bundled group of coverage extensions such as damage to premises rented to you up to the occurrence limit and per location aggregate.

Umbrella liability
Provides extra protection for catastrophic events. Umbrella liability goes into effect after you've exceeded the limits of your general or auto liability insurance. Limits up to $15 million are available.

Employee benefits
Provides protection for an error or omission in the administration of your employee benefit program.

Data breach
This coverage provides protection from an accidental privacy and/or security breach of your data storage devices.

Management liability

  • Directors and officers liability
  • Employment Practices liability

Property coverage

Commercial property
Commercial property insurance provides coverage for your property including owned buildings, business personal property, and business income. If your facility is temporarily closed due to a covered loss (fire, lightning, windstorm), business income insurance covers your lost income or rents and continuing expenses.

Commercial property extension endorsements
Provides a bundled group of coverages on one form such as accounts receivable, debris removal, fire department service charge, newly acquired buildings and personal property, outdoor property, refrigerated goods spoilage, and more.

Business income
If your facility is temporarily closed due to a covered loss (fire, lightning, windstorm), business income insurance covers your lost income and continuing expenses.

Systems breakdown
Protects you when any mechanical, electrical, or pressure system breaks down. This includes heating and air conditioning systems, computers, boilers, refrigerators, hot water heaters, and telephone systems.

Other coverages

Accident medical
Accident medical coverage pays medical bills (up to the policy limit) if your staff, volunteers, or clients are injured at your facility and have no insurance of their own, or their bills exceed what their insurance pays. You can think of accident medical insurance as a goodwill gesture—by paying the injured person's medical bills now, you may be able to avoid a lawsuit later.

Automobile
Covers owned, leased, non-owned, and hired vehicles, such as cars, vans, pickups, and buses used at your facility. Automobile Plus Extension provides coverage extensions such as hired physical damage and rental reimbursement.

Crime
This coverage protects you from employee dishonesty, theft of money or securities, and forgery.

Inland marine
Covers your valuable papers, EDP, signs, property off premises, and miscellaneous articles and equipment.

Get a quote

Ready to find your path to peace of mind? Contact one of our appointed Markel Specialty agents to start your quote today!