Markel $500 Visa Gift Card Sweepstakes Official Rules

NO PURCHASE OR QUOTE NECESSARY TO ENTER OR WIN.   NEITHER WILL INCREASE YOUR CHANCES OF WINNING.  VOID WHERE PROHIBITED OR RESTRICTED BY LAW.

SPONSOR
Sponsors are Markel American Insurance Company and Markel Insurance Company, N14W23800 Stone Ridge Dr., Waukesha, WI 53188 (collectively "Sponsor").

TERM
The Markel $500 Visa Gift Card Sweepstakes (“Sweepstakes”) begins May 1, 2018 at 6:00:00 a.m. US Central Time and ends October 31, 2018 at 11:59:59 p.m. US Central Time (“Sweepstakes Term”). Information on how to enter and prize form part of these official rules (“Official Rules”). By submitting an entry, each entrant agrees to the Official Rules and warrants that his or her entry complies with all requirements set out in the Official Rules.

ELIGIBILITY
Open only to legal residents of the fifty (50) United States and the District of Columbia (D.C.) who are at least eighteen (18) years old at the time of entry. Employees of Sponsor, and their parent, subsidiary, and affiliate companies, suppliers as well as the immediate family (spouse, parents, siblings and children) and household members of each such employee are not eligible. Sweepstakes is subject to all applicable federal, state, and local laws/ regulations and void where prohibited by law. Participation constitutes entrant’s full and unconditional agreement to these Official Rules and Sponsor’s decisions, which are final and binding in all matters related to the Sweepstakes. Winning a prize is contingent upon fulfilling all requirements set forth herein.

HOW TO ENTER
During the Sweepstakes Term, visit MarkelEventInsurance.com/sweepstakes to request a Markel Event Insurance Brochure Kit. Complete and submit the online entry information on the entry form including your business name, business mailing address, city, state, zip, and email and phone number. Limit one entry per person or email address. Wedding or event vendors will receive one (1) entry for each eligible Markel Event Insurance Brochure Kit request submitted during the Sweepstakes Term.

Wedding or event vendors who previously requested a Markel Event Insurance Brochure Kit prior to the start date of the Sweepstakes can participate via the mail-in method of entry below.

MAIL-IN METHOD OF ENTRY
If you previously requested a Markel Event Insurance Brochure Kit from Markel prior to the start date of the Sweepstakes, or if you prefer not to request a Markel Event Insurance Brochure Kit, you may enter the Sweepstakes by hand-writing your complete name, address, email address, daytime telephone number and birth date on a 3” x 5” card, and mailing it in an envelope to: Markel $500 Visa Gift Card Sweepstakes, P.O. Box 906, Pewaukee, WI 53072-0906. Mail-in entries must be legible and completed in full to be valid. Mail-in entries must be received by the end date of the Sweepstakes. Mail-in entries received after the Sweepstakes Term will not be eligible to win the prize. Mass or mechanically reproduced entries will not be accepted. Sponsor is not responsible for incomplete, lost, stolen, misdirected, postage-due or illegible entries or entries received after the Sweepstakes Term.

Limit one (1) entry per person during the Sweepstakes Term, regardless of method of entry.

SWEEPSTAKES PRIZE/ODDS OF WINNING
One prize winner will receive a $500 Visa® Gift Card. Winner is subject to verification for eligibility and compliance with the Official Rules prior to prize award. Please allow 2 to 4 weeks for delivery of prize upon winner verification and completion of all required documentation. Odds of winning depend on the number of eligible entries received. Taxes, if any, are the sole responsibility of winner.
 
WINNER SELECTION
The potential prize winner will be selected in a random drawing from among all eligible entries received on or around November 15, 2018. The drawing will be conducted by Sponsor whose decision is final and binding. Sponsor will attempt to notify potential winner by email and/or telephone at the email address/telephone number on the winner’s account statement by November 22, 2018. Failure to respond to the initial verification notice within two (2) business days or return of e-mail notification as undeliverable after two (2) attempts will result in disqualification. Potential prize winner will be required to sign and return an Affidavit of Eligibility, Release and Indemnification, and a Publicity Release where allowed by law (“Winner Documents”). If the Winner Documents are not returned to Sponsor within five (5) business days or prize is returned as undeliverable, potential winner may be disqualified and an alternate prize winner will be randomly selected from all remaining non-winning eligible entries received. 
 
PRIZE CONDITIONS
No transfer or assignment of the prize is permitted. Sponsor reserves the right to substitute prize with another prize of equal or greater value if the stated prize should become unavailable for any reason. Prize will be awarded provided there are a sufficient number of eligible entries submitted. By entering this Sweepstakes, winner consents to the use of his/her name, photograph, voice recording and likeness for publicity purposes by Sponsor, without additional compensation or permission, except where prohibited by law.
 
RELEASE OF LIABILITY
All entrants release and hold harmless the Sponsor and their respective parents, subsidiary, and affiliated companies, the prize suppliers and any other organizations responsible for sponsoring, fulfilling, administering, advertising or promoting the Sweepstakes, and all of their respective past and present officers, directors, employees, agents and representatives (collectively, the "Released Parties") from and against any and all claims, expenses, and liability, including but not limited to negligence and damages of any kind to persons and property, including but not limited to invasion of privacy (under appropriation, intrusion, public disclosure of private facts, false light in the public eye or other legal theory), defamation, slander, libel, violation of right of publicity, infringement of trademark, copyright or other intellectual property rights, property damage, or death or personal injury arising out of or relating to a participant's entry, creation of an entry or submission of an entry, participation in the Sweepstakes, acceptance or use or misuse of prize (including any travel or activity related thereto) and/or the broadcast, exploitation or use of entry; and indemnify, defend and hold harmless the Released Parties from and against any and all claims, expenses, and liabilities (including reasonable attorney’s fees) arising out of or relating to an entrant's participation in the Sweepstakes and/or entrant's acceptance, use or misuse of the prize.

GENERAL CONDITIONS
Sponsor reserves the right to cancel, suspend and/or modify the Sweepstakes, or any part of it, if any fraud, technical failures or any other factor beyond Sponsor’s reasonable control impairs the integrity or proper functioning of the Sweepstakes, as determined by Sponsor in its sole discretion. In such event, Sponsor reserves the right to award the prize at random from among the eligible entries received up to the time of the impairment. Sponsor reserves the right, in its sole discretion, to disqualify any individual it finds to be tampering with the entry process or the operation of the Sweepstakes or to be acting in violation of these official rules or any other promotion or in an unsportsmanlike or disruptive manner. Any attempt by any person to deliberately undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil law, and, should such an attempt be made, Sponsor reserves the right to seek damages from any such person to the fullest extent permitted by law. Sponsor’s failure to enforce any term of these official rules shall not constitute a waiver of that provision.

LIMITATIONS OF LIABILITY
The Released Parties are not responsible for: (1) any incorrect or inaccurate information, whether caused by entrants, printing errors or by any of the equipment or programming associated with or utilized in the Sweepstakes; (2) technical failures of any kind, including, but not limited to malfunctions, interruptions, or disconnections in phone lines or network hardware or software; (3) unauthorized human intervention in any part of the entry process or the Sweepstakes; (4) technical or human error which may occur in the administration of the Sweepstakes or the processing of entries; or (5) any injury or damage to persons or property which may be caused, directly or indirectly, in whole or in part, from entrant’s participation in the Sweepstakes or receipt or use or misuse of any prize. If for any reason an entrant's entry is confirmed to have been erroneously deleted, lost, or otherwise destroyed or corrupted, entrant’s sole remedy is another entry in the Sweepstakes, provided that if it is not possible to award another entry due to discontinuance of the Sweepstakes, or any part of it, for any reason, Sponsor, at its discretion, may elect to hold a random drawing from among all eligible entries received up to the date of discontinuance for any or all of the prizes offered herein. No more than the stated number of prizes will be awarded. In the event that production, technical, seeding, programming or any other reasons cause more than stated number of prizes as set forth in these official rules to be available and/or claimed, Sponsor reserves the right to award only the stated number of prizes by a random drawing among all legitimate, unawarded, eligible prize claims.

DISPUTES
Entrant agrees that: (i) any and all disputes, claims and causes of action arising out of or connected with this Sweepstakes, or any prizes awarded, other than those concerning the administration of the Sweepstakes or the determination of the winner, shall be resolved individually, without resort to any form of class action; (ii) any and all disputes, claims and causes of action arising out of or connected with this Sweepstakes, or any prizes awarded, shall be resolved exclusively by the United States District Court or the appropriate Illinois State Court located in the City of Chicago, Illinois; (iii) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering this Sweepstakes, but in no event attorneys' fees; and (iv) under no circumstances will entrant be permitted to obtain awards for, and entrant hereby waives all rights to claim punitive, incidental and consequential damages and any other damages, other than for actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATIONS OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE MAY NOT APPLY TO YOU. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of the entrant and Sponsor in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the laws of the State of Illinois, without giving effect to any choice of law or conflict of law rules (whether of the State of Illinois or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of Illinois.

ENTRANT'S PERSONAL INFORMATION
Information collected from entrants is subject to the Sponsor’s Privacy Policy

WINNER LIST
To receive a winner list, send a stamped, self-addressed envelope to: Markel $500 Visa Gift Card Sweepstakes – Winner List, Markel American Insurance Company, N14W23800 Stone Ridge Dr., Waukesha, WI  51388, within sixty (60) days of expiration of the Sweepstakes Term.

RULES REQUEST
For a copy of these official rules, send a legal-size, self-addressed, stamped envelope to Markel $500 Visa Gift Card Sweepstakes – Rules Request, Markel American Insurance Company, N14W23800 Stone Ridge Dr., Waukesha, WI  51388 prior to the end of the Sweepstakes Term. Vermont and Washington residents may omit return postage with Official Rules requests.