Horses are your passion. Protecting them is ours. 

We are excited to partner with Schmitt Horse Ranch to provide 24-hour Fall of the Hammer mortality coverage for horses purchased during the Five Star Horse Sale.

What is “fall of the hammer” mortality insurance coverage?
Fall of the hammer mortality insurance coverage provides buyers immediate all risk mortality and theft coverage on horses purchased for 24-hours after the close of the Five Star Horse Sale. Embryos/unborn foals are not eligible. A Markel representative must be contacted to extend coverage after the 24-hour period.

All risk mortality and theft coverage reimburses you for the death, theft, or human destruction of your covered horse, including illness or disease.

How do I extend mortality insurance coverage on my newly purchased horse(s), or add my new horse to already existing Markel® policy?
Markel’s fall of the hammer mortality insurance coverage will cease 24-hours after the end of the Five Star Horse Sale. To extend your insurance coverage beyond the 24-hour period, a Markel representative, or horse insurance specialist must be contacted. Horses in transit are not insurable until the final destination is reached.

For your immediate insurance needs or questions, call a Markel horse insurance specialist below. We are represented exclusively by insurance agents in the field who specialize within a specific horse discipline and/or breed. Horse owners and professionals can be assured that Markel’s specialists understand their wants and needs, because our specialists are horse people too.

To report a horse mortality claim:
Please contact Markel in the event of any accident, sickness, injury and/or death. It is necessary to report any medical or surgical condition as soon as possible, or immediately in the event of your horse’s death. Our on-call claims representatives are ready to assist you 24/7.

• +1.800.362.7535: Monday-Friday 8:30am to 5:00pm Eastern
• +1.800.446.7925: After hours, weekends, and holidays