At Markel we are always seeking ways to make business easier for you. We are excited to announce a special offer available only to you through our new relationship with the National Federation of Independent Business (NFIB). NFIB has helped small and independent business owners protect their right to own, operate and grow their business since 1943, and can help you do the same.

Who is NFIB?

NFIB is a non-profit, non-partisan organization whose members support teams in Washington, D.C. and in all 50 states.

NFIB is comprised of 325,000 small and independent business owners united by one clear mission: to promote and protect your right to own, operate and grow your business.

NFIB conducts research that Federal Reserve officials, Congress, state legislatures and presidential administration officials rely on as one of the more valuable barometers of the American economy.


Why is being a member of NFIB beneficial?

Protecting your rights - As a member, you will support teams in Washington, D.C. and in all 50 states that fight to give every type of small and independent business a voice in government and policy-making.

Operating your business - The combined buying power of NFIB members allow the organization to provide volume savings that compete with big business. Access cost-effective products and services such as computer bundles, shipping discounts, hotel savings and much more!

Growing your business - Receive expert advice and information through daily how-to articles from a comprehensive online library for entrepreneurs. Access tips, videos, small business research, infographics and other tools that can help run your business.


Benefits of joining the NFIB through Markel

  • Businessowners policies (BOP) qualify for up to a 5% NFIB professional association credit* for Markel insureds
  • Drive new business with online exposure. Your agency has the potential to be listed within the agency directory located on NFIB’s website
  • Your agency has the ability to locate and network with other NFIB members in your area
  • Potential for up to a 12% Group Dividend** on workers compensation premium for Markel insureds
  • Up to 15% schedule rating credits (if eligible) on Markel workers compensation policies
  • Easy access to loss control tools and information, designed to keep your business and employees safe
  • Receive information on small business topics

*3% credit in AK, HI, TN, VA, and WA.

Dividend plans and availability vary by state. Please contact your Markel underwriter for details.

**Dividends are not guaranteed and must be declared by the Board of Directors of the relevant insurer. Dividends are not available in the following states: AK,AZ,FL,HI,KS,KY,MN,MO,NJ,TX,WI. Policyholder individual risk credit availability based on filed scheduled rating plans. Workers compensation forms, rates and availability dependent on state.

Loss ratio will be calculated on the basis of group performance for a given Program Year following the application of a Loss Development Factor to Incurred Loss and ALAE evaluated 24 months following the inception of the program Year. For purposes of the Individual Eligibility Criteria, the individual's Incurred Loss and ALAE will be evaluated. Please consult a Markel representative for dividend availability and program details.

Markel Specialty Commercial’s insurance products and services are offered through Markel Specialty, a business division of Markel Service Incorporated. Policies are written by one or more Markel insurance companies. Terms and conditions for rate and coverage may vary.