When it comes to gymnastic insurance, we’ll do back-flips for you!

Is your gym properly protected? What is covered under your current policy? Are your special programs covered?

With over 40 years of experience providing specialized coverage for schools and studios, Markel Specialty understands the high-risk world of gymnastics, and are ready to answer your questions. We provide customizable coverages that are unique to you, your gym and your youth activities. Plus as a Markel Specialty policyholder, you’ll be eligible to access some risk solution products (background checks, driving skills, etc.) at a lower negotiated rate. And Markel Specialty also provides invaluable, and current information on safety practices and risk management tips.

From general liability to competition insurance to business income coverage, you’ll do a back-in, full-out for the knowledge, helpfulness, and customizable insurance coverages available from Markel Specialty.

Find out why over 6,700 sports and fitness organizations have turned to Markel for their insurance needs and get a quote today.

Why you need insurance for your gymnastic school

Not only do you need to make a profit, but you have to keep the safety and well-being of your young customers at the forefront of every decision you make. For instance, are you managing your spectator seating to mitigate risks? What are your foam pit exposures?

Insurance for gymnastics from Markel Specialty can help protect you from covered losses and help offer coverage to new areas of growth. We can provide coverage for birthday parties and sleepovers—even day camps and clinics!

Insurance coverage for gymnastic schools

With Markel Specialty’s gymnastics insurance program, you’ll get more than just a policy.

Recommended for all gymnastics schools, commercial general liability insurance provide coverage if in the event of physical injury or damage to a third party. You can choose the level of general liability protection you need:

  • $500,000 per occurrence/$1.5 million aggregate*
  • $1 million per occurrence/$3 million aggregate*

Optional liability coverages you can add to your policy:

  • Abuse and molestation
  • Competitions and exhibitions – protection for you when you participate in competitions and tournaments that you do not sponsor
  • Employee benefits liability
  • Off-premises activities
  • Special events and fundraisers for current policyholders
  • Blanket Additional Insured’s included at no cost – used for landlords for locations on the policy, recitals, performances, and demonstrations.

*Per occurrence is the maximum amount paid on a covered individual claim; aggregate is the maximum amount paid on all covered claims combined within the policy period.

Accident medical insurance will pay students’ medical bills if they are injured at your school or during activities you sponsor and have no insurance of their own, or their bills exceed what their insurance pays. You can think of accident medical insurance as a goodwill gesture—by paying a student’s medical bills now, you may be able to avoid a lawsuit later. Accident medical insurance is sold as a minimum earned premium policy. In the event you cancel your policy, we will retain the minimum premium.

Accident medical insurance is mandatory for cheer gyms. You can choose from three limits:

  • $10,000
  • $25,000
  • $50,000

Coverage for your building whether you own or rent.

Business personal property
Insurance protection for the content and equipment in your martial arts studio.

Business income
If your school is temporarily closed due to a covered loss, this insurance covers your lost income and continuing expenses. You can add the business income extension endorsement and/or you can add communicable disease and food contamination.

Systems breakdown
Coverage for any mechanical, electrical, or pressure system breaks down. This includes heating and air conditioning systems, computers, boilers, refrigerators, hot water heaters, and telephone systems.

Camps and clinics
If you run a camp or clinic, this liability coverage can provide coverage for you.

Covers you if an employee steals money, securities, or other property.

Inland marine
Property coverage for items specifically listed on the policy (also referred to as scheduled property) that may be taken off-premises

Excess liability
Excess liability insurance provides additional insurance protection that takes effect after you’ve gone above the limits of your general liability insurance. We offer limits up to $5 million.


From helpful tips to coverage options, find the information, advice, and resources you need all in one place.

Choose the right gymnastics insurance program for your school.

Get a quote online today.