Markel Specialty offers coverage specifically designed for horse clubs and associations

Customizable policies to fit your club's needs.

Some insurance policies can be inadequate for the needs of your horse club. You need coverage that encompasses events, property, members, spectators, and volunteers. That’s where Markel Specialty's horse club insurance can help.

Our horse club and association insurance is a great choice for your organization because it can provide the coverage you need for:

  • Your club’s leased or owned premises
  • Special events
  • Your club’s various functions such as shows, clinics, and trail rides
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A 10% credit is available towards the liability policy premium if you are a member of an accredited professional association.

Why do I need insurance for my horse club and association?

If someone gets hurt or property is damaged at a club function or event, your club could be held liable. That’s why you need Markel Specialty’s insurance for horse clubs and associations.

Here are two examples of claims we paid out for insured clubs*:

  • At one of our insured’s championship show, the ring master was hanging the winning garland around the winning horse’s head. The horse spooked, reared up, and threw the rider off.
  • A horse was scared by something while on our insured club’s premises. The horse backed up and caused severe damage to someone’s car.

Don't wait until you file a claim to find out if you have the proper insurance protection. Get a free quote today.

*These examples are provided for illustrative purposes only. Any claim submitted under the policy would be evaluated on its own merits and facts compared to the terms of the policy.

What can insurance for horse clubs and associations cover?

Markel Specialty's horse club and association insurance has the coverage your club needs.

General liability
  • Available commercial general liability limits*: $300k/$900k; $500k/$1.5m; $1m/$3m
  • Includes limited premises, equine liability, $5k medical payments, $100k fire legal liability; event and liquor liability coverages available
  • Excludes products liability
  • General liability enhancement available to increase limits and provide additional coverages
Farm property

Clubhouse coverage is available. If clubhouse coverage is needed, the policy will become a farm package policy in lieu of a horse club liability policy.

Optional coverages

Crime

Inland marine
Coverage can be added to the policy, when no farm property exists

Excess and umbrella liability
Limits up to $10m. Available over the underlying Markel Specialty general liability

Sale of tack and goods

Member buyback coverage

Directors and officers

*Per occurrence is the maximum amount that may be paid on a covered individual claim; aggregate is the maximum amount that may be paid on all covered claims combined within the policy period.

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CORPORATE PARTNERS
Our success in developing effective solutions for horse owners has proven critical to the achievement of mission goals for other associations.
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RISK SOLUTION SERVICES
Markel Specialty is committed to providing the tools you need to help you keep safety first.
FAQ
FAQs
Frequently asked questions about property and liability insurance.

Get the protection and peace of mind you deserve.

Submit an online application or contact one of our appointed Markel Specialty agents to get an insurance quote for your horse club or association today.

This content is provided for informational purposes only. Terms, conditions, and exclusions apply. Coverage is underwritten by one or more insurance companies of Markel and policyholder services are provided by the underwriting manager, Markel Service, Incorporated, national producer license # 27585, in California d/b/a Markel Insurance Services, license # 0645481. Certain products and services are provided through various non-admitted insurance companies of Markel and are offered through licensed surplus lines brokers or through Markel West Insurance Services, California license # 2E11302. Terms and conditions for rate and coverage may vary by state and application. Insurance and coverage are subject to availability and qualifications and may not be available in all states. Coverage descriptions listed are intended to be brief and do not replace actual policy language. Markel® is a registered trademark of the Markel Corporation.