From your ambulances to your mobile testing vans, Markel Specialty can help you protect them all. 

Liability and physical damage coverage for a range of vehicles in your hospital fleet—both emergency and non-emergency.

At your hospital, the term “medical transportation” can apply to many different kinds of vehicles – some are complex emergency vehicles and some may be basic sedans used for home health calls. You should aim to have all the vehicles in your hospital fleet be covered together for liability and damage. Markel Specialty hospital fleet insurance policy—specifically designed for the for-profit medical transportation industry including:

  • Emergency and non-emergency transportation
  • Passenger vans
  • Shuttle buses
  • Mobile testing vehicles
  • Trucks used for landscaping and maintenance
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In addition to our competitive broad-form coverage, Markel Specialty offers the EMS field a wide array of loss control services.

Lisa H. | February, 2019

Medical transportation agent
"Ease of doing business. Knowledgeable underwriters. Quick turnarounds!"

Cheri F. | March 2019

Medical transportation agent
"I am impressed with Markel Specialty's enthusiasm for trying to get the job done!"

Why you need insurance for your hospital fleet?

With so many different vehicles out on the road, insuring against liability for traffic accidents is obvious. But what happens if the driver of a transport vehicle suddenly slams on the brakes and a wheelchair patient tips over? Or a gurney drops while unloading a patient from an ambulance? Or someone trips walking up the steps into your mobile mammography unit?

In our litigious society, you must be prepared for claims and lawsuits aimed at your private and non-emergency medical transportation vehicles. Help protect your business and operations with a flexible hospital fleet insurance policy from Markel Specialty.

We have the experience, the knowledge, and the options to help you customize your policy to fit the needs of your fleet. Your local Markel Specialty agent can help guide you to the right types of coverage for your business.

What coverages are available for hospital fleets?

Markel Specialty's hospital fleet insurance program provides automobile liability and physical damage coverage for the range of vehicles within your for-profit medical transportation organization, both emergency and non-emergency.

Liability coverages

Commercial automobile liability
Commercial automobile liability provides protection for accidents and injuries you incur for your own vehicles in addition to the bodily injury and property damage sustained by others involved in the accident if you are at fault.

Markel Specialty’s commercial automobile liability can cover settlements, awards, and the legal cost to defend your organization and your employees.

Our commercial automobile plus extension endorsement--provides enhanced auto coverages including up to a $50,000 limit per accident.

Property coverage

Inland marine
Optional inland marine coverage is available if your valuable medical equipment sustains damage by a covered peril.

  • Coverage is available on a schedule or blanket basis
  • Actual cash value and replacement cost options are also available

Audio, visual, and data electronic equipment coverage
Coverage is provided to repair or replace damaged audio, visual, and electronic equipment installed on your vehicle.

In addition to fleet coverage you also can get:

  • Quarterly Vitals newsletters
  • Library of risk management material
  • Expert claims handling team who the hospital fleet insurance business
  • Avesta Safety Awareness Program posters
  • 12-month license to Arrive Alive and Do No Harm interactive training program - available for an additional fee
Loss control
RISK SOLUTION SERVICES
Markel Specialty is committed to providing the tools you need to help you keep safety first.
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VALUE-ADDED SERVICES
Background checks, training materials and education available at negotiated rates.

Help protect your property, people, and patients.

Markel Specialty hospital fleet insurance for the for-profit medical transportation industry.
This content is provided for informational purposes only. Terms, conditions, and exclusions apply. Coverage is underwritten by one or more member companies of the Markel North America Insurance Group, including Markel American Insurance Company, Glen Allen, VA, and policyholder services are provided by the underwriting manager, Markel Service, Incorporated, national producer # 27585, in California dba Markel Insurance Services License#: 0645481. Terms and conditions for rate and coverage may vary by state and application. Insurance and coverage are subject to availability and qualifications and may not be available in all states. Coverage descriptions listed are intended to be brief and do not replace actual policy language. Markel Specialty is a business division of Markel Service, Incorporated. Markel® is a registered trademark of the Markel Corporation.