Boys & Girls Club national insurance program coverage enhancements

Property enhancements
Every Club’s package policy that includes property coverage automatically receives Markel’s recreational and prime property endorsements, which offer Markel’s broadest coverage in the Boys & Girls Club business.*

These coverages include:

  • Coverage for signs, fences, antennas and plate glass, tent platforms, docks, piers, boats and canoe racks, playground equipment, and athletic backstops included with building coverage
  • Business income and extra expense is automatically provided up to $300,000
  • Electronic data processing coverage up to $50,000; including extra expense, software, and transit
  • Ordinance or law, including demolition and increased cost of construction: Combined limit of up to $500,000
  • Back up of sewer or drain is a covered peril with no sublimit
  • Utility services coverage, including direct damage and business interruption: Limits up to $25,000 each, per occurrence
General liability enhancements

Every Club’s package policy that includes general liability coverage automatically receives Markel’s commercial GL Extension Plus endorsement which includes the following coverages: 

  • Broadened definition of insured 
  • Automatic inclusion of additional insured interests, where required by written contract or agreement
  • Aggregate limit applies on a per location basis
  • Medical personnel coverage: Limits up to $100,000, if no other coverage applies
  • Property damage to borrowed equipment included for limits up to $10,000 per occurrence
  • Advertising injury from televised or videotaped material
  • Medical Payments limit increased to $10,000 per person
  • Waiver of subrogation when prior written contract is in place
Automobile coverage enhancements

Every Club’s automobile coverage automatically receives Markel’s commercial automobile Extension Plus endorsement which includes the following coverages:

  • Broadened definition of named insured
  • Blanket additional insured as required by contract
  • Employee hired autos
  • Hired car physical damage: Limits up to $ 75,000
  • Glass breakage amendment
  • Auto loan or lease gap coverage
  • Rental reimbursement up to $100 per day for 30 days for Private passenger type units
  • Accidental airbag discharge coverage
  • Personal effects coverage up to $500
  • Fellow employee exclusion deleted for owned autos
In addition, The Monument endorsement offers the following coverages:
  • Business travel accidental death benefit $50,000
  • Crisis management $25,000
  • Key individual replacement coverage $50,000
  • Kidnap expense $50,000
  • Theft of work materials from personal areas $2,500
  • Workplace violence counseling $50,000
  • Donation assurance $25,000
  • Temporary meeting space reimbursement $50,000
  • Identify theft expense $25,000

*Subject to meeting underwriting criteria and state approval.

For more information contact your Markel underwriter. If you do not have an appointment with Markel, contact us at 888-500-3344 or email