Before you go!

We are improving our site and want your feedback. Please take our short survey and you'll be automatically entered to win one of three $100 gift cards!

Program highlights

The financial strength and stability of Markel ensures you can be confident in our ability to meet our obligations to our policyholders. Read more about our ratings here.

  • Coverage is written on a surplus lines basis in all 50 states
  • Markel can write coverage for any broker that has a surplus lines license.
Strong defense provision
  • “Right and duty” to defend – a contractual obligation to defend against covered wrongful acts
  • Most protective option available to policyholders
Incident trigger
  • Written demand not required to trigger loss control
  • 50% waiver of deductible (up to $12,500) for claim settlement through mediation
Broad coverage for business activities
  • Professional services rendered or advice given to others by the insured for a fee, remuneration, or other consideration
  • Activities as a Financial Planner, Registered Representative, Registered Investment Advisor, Pension Consultant, Investment Consultant, Investment Manager, or Life Insurance Agent
  • Automatic coverage for acts as a Fiduciary
    • Management of clients’ retirement plans
    • Personal liability protection from the Pension Protection Act of 2006
Extended coverages available by endorsement
  • Product sales 
  • Tax preparation 
  • Limited trustee services
  • D&O (Management Liability)
  • DataBreach
    • Personal Identifiable Information (PII)
    • Wire fraud
    • Media liability
Limit options from $100,000/$200,000 to $5,000,000/$5,000,000
  • Examined on a case-by-case basis
Deductible options from $1,000

Premium discounts
  • Fee-only financial advisors and financial planning-only practices 
  • Multiple advisor firms
  • Members of trade associations, custodians, and other organizations which are affinity partners
Additional policy features
  • Worldwide coverage for claims brought in the U.S., its territories, and Canada
  • Free 60-day extended reporting period
  • One-year bilateral tail 

*Markel write coverage for any broker that has a surplus lines license.