Insurance for custom motorcycles and trikes

You’ve made your bike yours. Now give it the protection it deserves.

Custom motorcycles and trikes are any homemade or custom-built bikes and bikes with significant modifications to the factory-built design, such as engine swaps and frame alterations. A motorcycle with an upgraded seat or mirrors, a little chrome or paint, and some added accessories like saddle bags would not necessarily be considered “custom”.

Comprehensive or collision coverage for a custom bike or trike typically includes agreed value settlement. This means that at the beginning of the policy term we essentially “lock in” the value of your motorcycle at an agreed-upon price in case of a total loss.

Get an insurance quote for your custom motorcycle or trike

In order to receive an insurance quote for your custom motorcycle or trike, you first need to submit a completed submission/appraisal form and other supplementary materials. You’ll need Adobe Reader to complete the fillable PDF form. Or you can print the form and complete by hand.

If you have difficulty printing or opening the form online, you can save the form to your desktop (right click on the form button below and select "Save Link As"). Then open and complete the form using Adobe Reader.

Our underwriting team will review your submission within 2-3 business days of receipt and notify you via phone or email if your custom bike is eligible for insurance through Markel Specialty.

This content is provided for informational purposes only. Terms, conditions, and exclusions apply. Coverage is underwritten by one or more insurance companies of Markel and policyholder services are provided by the underwriting manager, Markel Service, Incorporated, national producer license # 27585, in California d/b/a Markel Insurance Services, license # 0645481. Certain products and services are provided through various non-admitted insurance companies of Markel and are offered through licensed surplus lines brokers or through Markel West Insurance Services, California license # 2E11302. Terms and conditions for rate and coverage may vary by state and application. Insurance and coverage are subject to availability and qualifications and may not be available in all states. Coverage descriptions listed are intended to be brief and do not replace actual policy language. Markel® is a registered trademark of the Markel Corporation.