With Markel Specialty's collision coverage, your bike’s repairs or replacement costs (minus your deductible and subject to the settlement type terms) are covered in the event of an accident caused by collision or upset. Pick the deductible that works best for you: $250, $500, $1,000, $1,500, or $2,000.
Comprehensive coverage helps pay for damage to your bike (minus your deductible and subject to the settlement terms) caused by a non-collision event, such as fire, theft, vandalism, or hitting a deer. Your deductible options are $250, $500, $1,000, $1,500, or $2,000.
Markel Specialty's collision and comprehensive coverages include $1,000 of accessory coverage. You can also purchase additional coverage in $1,000 increments up to $30,000. When deciding on the amount of accessory coverage you need, anything that is different from the stock unit, as produced by the manufacturer, is considered an accessory and should be included in your accessory value in order to be covered. Also, don't forget your riding gear—leathers, helmet, riding boots, goggles/glasses (if used exclusively for riding). Use our motorcycle accessory checklist to determine the value of all your custom parts and accessories.
Uninsured/underinsured motorist property damage
This coverage can provide additional insurance protection against damage to your motorcycle caused by a motorist who has no insurance or insufficient coverage and is considered at fault.
Mechanical breakdown coverage
This optional coverage helps cover the cost of specific components in the event of a mechanical breakdown, depending on the year, make, and model of the insured motorcycle.
Insurance protection for trailers designed specifically for pulling behind a motorcycle or trike and towed exclusively by the insured vehicle.