Bicycle apparel coverage

This coverage is included with purchase of bicycle physical damage. It provides protection for any sudden, accidental direct physical loss or damage to your bicycling apparel, if a covered loss occurs to an insured bicycle; subject to coverage limits. Bicycling apparel includes clothing or gear worn by the rider, and exclusively used in conjunction with the insured bicycle. Examples of cycling apparel include, but are not limited to, helmet, bibs, shoes, eye protection, and gloves.

*As with any insurance contract, your coverage may be subject to policy limitations and exclusions as described in the policy documents. If you would like more explanation or need assistance, please contact one of our Insurance Specialists at 1-800-236-2453.