To our customers impacted by recent storms

We hope you and your family are safe. If you have been affected by one of the recent hurricanes and need to make an insurance claim, please call 1-800-362-7535 or click here to file your claim online.

Insurance coverages for museums

Program coverage features

Inland marine/collections

  • Capacity of $50 million
  • Relaxed appraisal requirements
  • Blanket limits on owned property, property of others in your care, custody, and control at scheduled locations and unnamed locations; domestic and international transits
  • No coinsurance clause, coverage for jointly owned works of art
  • Special clauses for “loss buy back” and “pairs and sets”
  • Current market valuation clause
  • Exhibition coverage built-in
  • Fine art reference libraries, valuable papers, EDP, signs, and miscellaneous articles
  • Available on stand alone basis or included in a P&C package

Property

  • Historic buildings and unique property replacement cost valuation
  • Standard buildings
  • Business personal property
  • Business interruption
  • Management liability
  • Directors & Officers
  • Employment practices
  • Fiduciary
  • Museum property enhancement

Liability

  • Commercial general liability limits of $1 million occurrence and $3 million aggregate
  • Abuse and molestation
  • Auto
  • Special events
  • Host liquor
  • Professional liability
  • Products/completed operations
  • Off-premises activities
  • Accident medical available
  • Umbrella of $5 million; higher limits may be available
  • General liability enhancement

Crime

  • Employee dishonesty
  • Theft of money and securities
  • Computer fraud
  • Limits up to $1 million

Workers compensation