Off-road insurance specialists for over 40 years.

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About Markel off-road insurance

Protect your ATV or UTV with a customized off-road insurance policy from Markel and experience the freedom to ride wherever the trail takes you.

riding ATV in the sand

Off-road insurance leaders

Markel has specialized in ORV insurance for 40 years and we understand the unique hazards you face.

Off-road vehicle insurance

ATV/UTV coverage

We offer more ATV/UTV insurance coverage options so you’ll have the protection and peace of mind you deserve.

ATV and UTV insurance


Save money with our ORV insurance discounts, diminishing deductible, and exclusive offers.

Off-road insurance discounts


Accidents happen, and when they do, you can count on Markel's claims team to provide prompt and fair service.

Off-road claim information

Markel Customer Service
Hours of operation:
Mon.–Fri., 7:00 a.m.–8:00 p.m. CST
Sat., 9:00 a.m.–5:00 p.m. CST

Or quote online now!
Questions? Call 1-800-236-2453

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"With Markel insurance, I'm able to join the girls on our annual ATV trip where we can ride on the roads and tear it up in the mud play areas!"

Michelle A.
Markel off-road insurance customer
Woman riding ATV in water

"I can ride and push it to the limits without worrying about wrecking my quad. Markel gives me that peace of mind when I'm out doing what I love."

Thomas G.
Markel off-road insurance customer
Riding ATV on sand dunes