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ATV insurance discounts

Needless to say, everyone likes to save money on insurance. However, cheap insurance doesn't always provide the value you might expect. What's more, it might not provide all the liability protection you need. Markel's off-road insurance is guaranteed to give you more value for your money by offering extras like diminishing deductibles.

Plus, you can save up to 35% with these money-saving off-road insurance discounts:

Multi-unit discount
If you have one off-road vehicle, there's a good chance you have another one. Since it's usually more fun to ride with friends or family, we'll discount your premium if you insure more than one ORV with us.

Renewal discount
Markel knows you have a choice when it comes to insuring your ATV/UTV. We appreciate your decision to insure with a powersports insurance specialist, and we'll prove it by discounting your premiums when you renew your annual policy.

Safe driver discount
Let's face it, riding off-road vehicles can be dangerous if you don't take the necessary safety precautions. We encourage safety and reward safe drivers who haven't had more than one minor violation in the last three years.

Safety course discount
If you complete an approved class to learn how to safely ride your ORV or brush up on what you already know, we'll give you a discount.

Anti-theft alarm discount
You can also receive a discount by adding safety devices to your ATV/UTV. This could include an anti-theft device such as an electronic alarm or tracking system.

Diminishing deductible

Four years without an accident? Say "so long" deductible.
Being a safe rider pays off. At Markel, we will reward you by reducing your deductible by 25% for each consecutive accident-free year—all the way to $0 after the fourth year!

Exclusive offers

Shipping your off-road vehicle?
As a Markel customer, you are entitled to exclusive discounts when you ship your off-road vehicle with Motorcycle Shippers, a division of JC Motors. Use the discount code MARKELSHIP to get these discounts:
  • $25 off each one-way shipment
  • $50 off each round-trip shipment
  • $50 off each one-way shipment when shipping multiple off-road vehicles at one time
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Need parts and accessories for your off-road vehicle?
Get discounts on ORV parts and accessories at JC Motors. Use the discount code MARKEL to save $10 on orders of $100 or more.

*Insurance, coverages, and discounts are subject to availability and qualifications and may not be available in all states. Discount availability and amount may vary by state. For questions or a complete definition of coverages and discounts available to you, please call a Markel insurance specialist at 1-800-236-2453.

1-800-236-2453
Markel Customer Service
Hours of operation:
Mon.–Fri., 7:00 a.m.–8:00 p.m. CST
Sat., 9:00 a.m.–5:00 p.m. CST

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