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Fishing and hunting lodges and plantations

Underwriting appetite
  • Wing shooting - upland bird and waterfowl
  • Big game and turkey hunting
  • Fly fishing and other types of guided fishing
  • Clay target and other range facilities
Ineligible classes
  • Trail ride exposures
  • Snowmobile/ATV rentals
  • Retail operations
Program coverage features
  • Liability
    • Limits up to $1 million per occurrence/$3 million aggregate
    • $100,000 fire legal
    • $5,000 medical payments
    • Advertising and personal injury liability included
  • Property
    • Insurance coverage forms available are basic, broad, and special
    • Replacement cost coverage
    • Business interruption
    • Custom and elite hospitality broadened enhancement forms
      • Includes coverages such as: accounts receivable, business income with extra expense, consequential damage, contractual penalties, debris removal, electronic data processing, fine arts, inventory and appraisals, newly acquired buildings and business personal property, ordinance or law, pollutant clean up, valuable papers, water back-up from sewer drain, spoilage
    • Systems breakdown
  • Inland marine
    • Insureds' and customers' personal property and equipment
  • Crime
    • Employee dishonesty, robbery, and burglary
  • Commercial excess/umbrella liability
    • Limits up to $5 million
  • Optional coverages
    • Commercial auto
    • Property of others
    • Homeowners coverages and personal liability for owner-occupied main dwellings or lodges used as a primary residence