Markel Specialty offers coverage specifically designed for outfitters and guides

Customizable policies to fit your business.

You’re an outfitter or a guide, so we don’t have to tell you—things happen. That’s why you need Markel Specialty’s insurance that’s designed to give you the coverage you may need.

Markel Specialty offers a wide range of coverages designed just for outfitters and guides, including:

  • North American big game guides/outfitters
  • Pack trip outfitters
  • Upland bird and waterfowl hunting guides
  • Freshwater and saltwater fishing guides (inland and coastal waters)
  • Float trip outfitters
  • Guided canoe and kayak tours
  • Backpacking/wilderness camping
  • Nature and wildlife tours and photography

We can cover your operations even if you use horses.

Why do I need outfitters and guides insurance?

Your business is out there ... somewhere. And your idea of an overnight trip may be a wall tent in a thunderstorm. Let Markel Specialty’s outfitters and guides insurance cover you in your future adventures.

Here are some actual claims we’ve paid out to our customers*:

  • While camping on a guided fishing trip, our client’s customer got bed bug bites and needed medical treatment.
  • A guest was thrown from a horse and suffered head trauma because the saddle had not been properly fitted.
  • A wildfire broke out on our client’s hunting preserve, and they were unable to conduct business for two months.

Don't wait until you file a claim to find out if you have the proper insurance protection. Get a free quote today.

*These examples are provided for illustrative purposes only. Any claim submitted under the policy would be evaluated on its own merits and facts compared to the terms of the policy.

What can insurance for outfitters and guides cover?

From the computer in your office to optional equine liability coverage, Markel Specialty has designed affordable insurance coverage to help protect your business.

Program coverage features
Our customizable commercial package policy for outfitters and guides may include:

  • Guest lodging in personal dwelling
  • Inland marine coverage for customer's personal property and equipment
  • Equipment breakdown
  • Pro guide plus broadened enhancement form
    • Includes coverages such as: business interruption, business personal property, property in transit, spoilage, personal effects of others, processors coverage, employee dishonesty and emergency vacating expense
  • Monoline liability
    • Aggregate is three times the occurrence limit.
  • Commercial auto
  • Commercial excess/liability

General liability

  • Commercial general liability available limits: $300k/$900k; $500k/$1.5m; $1m/$3m*
  • Includes full or limited premises, equine liability, professional liability, personal liability, $5,000 medical payments, $100,000 fire legal liability, liquor liability
  • Excludes products liability
  • Commercial general liability enhancement available to increase limits and provide additional coverages
  • 10% credit available towards liability premium when applicant is a member of an accredited professional association

Commercial property

  • Commercial property insurance includes coverage on all buildings and business personal property, as well as business interruption
  • Cast & Shoot, Pro Guide, Custom Hospitality, and Elite Hospitality enhancements available to increase limits and provide additional coverages

This coverage is included in the outdoor enhancements, with the ability to increase limits

Inland Marine
Includes coverage for transportable outdoor gear and equipment

Only available for applicant's vehicles used for business; monoline auto not available

Excess liability
Available over the underlying Markel Specialty general liability, and may be eligible for auto

*Per occurrence is the maximum amount paid on a covered individual claim; aggregate is the maximum amount paid on all covered claims combined within the policy period.

Loss control
Markel Specialty is committed to providing the tools you need to help you keep safety first.

Get the protection and peace of mind you deserve.

Submit an online application or contact one of our appointed Markel Specialty agents to get an outfitters and guides insurance quote today.

This content is provided for informational purposes only. Terms, conditions, and exclusions apply. Coverage is provided by one or more of the insurance companies under the Markel North America Insurance Group, including Markel American Insurance Company, Glen Allen, VA, and policyholder services are provided by the underwriting manager, Markel Service, Incorporated, national producer # 27585, in California d/b/a Markel Insurance Services License # 0645481. Terms and conditions for rate and coverage may vary by state and application. Insurance and coverage are subject to availability and qualifications and may not be available in all states. Coverage descriptions listed are intended to be brief and do not replace actual policy language. Markel Specialty is a business division of Markel Service, Incorporated. Markel® is a registered trademark of the Markel Corporation.