Insurance for pest control operators

Markel Specialty offers coverage specifically designed for pest control operators

Customizable policies that fit your company and your needs.

Your business is all about keeping unhealthy little critters out of peoples' lives. But to keep your business healthy, you need insurance coverage specifically created for professional pest control operators.

Markel Specialty provides a wide range of coverages for over 5,000 operators in the pest control business including:

• Pest control operators
• Termite operators
• Termite/WDI/O inspectors
• Wild life control
• Lawn spraying
• Fumigators

Why do I need insurance for my pest control business?

You have probably spent more than one sleepless night thinking about the many ways your business could get sued. If you overlook termite damage, misapply chemicals, or stain or damage your client’s property, you could be responsible for paying these out of your own pocket if you don't have proper insurance.

That’s why you need insurance for pest control operators from Markel Specialty. Our policies are specifically written for companies in the pest control business by people with years of industry experience. Together, we can design a policy that is suited to your business needs.

Don’t put your pest control business at risk. Contact one of our appointed agents to get your quote today.

What can insurance for pest control businesses cover?

Insurance for your pest and termite control business can help protect you if something goes wrong. Markel Specialty can cover you for property, general liability, professional liability, and excess liability. We can even cover mortality for your bed bug sniffing dogs.

General liability
Commercial general liability coverage in insurance policies protects pest control operators in the event of unforeseen claims and lawsuits. It covers settlements, awards, and the legal cost to defend you, your organization, and your employees.

Professional liability
Professional liability coverage for your employees is included at no additional cost with your general liability policy.

Excess liability
Excess liability covers losses that may exceed your policy limits. Catastrophic losses such as a death, a major chemical spill, an injured worker or an auto accident can cost more than the typical policy limit. Excess liability with pollution coverage is available with limits up to $10 million.

A workers compensation policy covers expenses resulting from on-the-job injuries including:

• Lost wages and benefits
• Medical care and rehabilitation services
• Legal representation and compliance services

Limited mold coverage
Covers for bodily injury or property damage resulting from a fungi or bacteria incident that was caused from your business operations.

Inspection for termites, wood destroying insects and organism, up to policy limits.

Fumigation coverage
Covers for bodily injury or property damage resulting from a fumigation your business performed.

Herbicide/pesticide application
Covers misapplication of herbicide/pesticides.

Completed operations
Covers damage to your client’s property or injuries to your client after your job has been completed.

Personal and advertising injury
Covers lawsuits resulting from advertisements you’ve placed to promote your business (I.E. libel, slander, invasion of privacy, copyright infringement, and misappropriation of advertising ideas).

Care, custody and control
Covers damage to your client’s property that is in your care, custody or control.

Contractual liability
Covers lawsuits arising from damages you assumed responsibility for in a contract.

Premises liability
Covers you if someone (other than you or your employees) is injured on your client’s property due to an unsafe condition caused by your operations.

Medical payments
Reimburses others for medical expenses they incurred from bodily injury or death caused by you, regardless of whether or not you were actually at fault.

Fire legal liability
Covers fire damage caused by your business operations.

Job site pollution up to policy limits.

Transit pollution up to policy limits.

Blanket additional insured including completed operations, waiver of subrogation, per project aggregate and primary non contributory.