Insurance coverages for pest control businesses

Markel Specialty offers coverage specifically designed for your pest control business.

You don’t want cookie-cutter insurance. You want insurance that is created specifically for a pest control business.

Liability coverages

General liability
Commercial general liability coverage in insurance policies protects pest control operators against unforeseen claims and lawsuits. It pays settlements, awards, and the legal cost to defend you, your organization, and your employees. It protects your pest control operation’s reputation which is especially important if a lawsuit is brought against you.

Professional liability
Professional liability coverage for your employees is included at no additional cost with your general liability policy.

Excess liability
Excess liability covers losses that may exceed your policy limits. Catastrophic losses such as death, a major chemical spill, an injured worker or an auto accident can cost more than the typical policy limit. Excess liability with pollution coverage is available with limits up to $10 million.

Workers compensation

A workers compensation policy covers expenses resulting from on-the-job injuries including:

  • Lost wages and benefits
  • Medical care and rehabilitation services
  • Legal representation and compliance services

Available in select states. Check availability with your agent.

Customized coverage enhancements include:

Limited mold coverage
Covers for bodily injury or property damage resulting from a fungi or bacteria incident that was caused from your business operations.

Inspection for termites, wood destroying insects and organism, up to policy limits.

Fumigation coverage
Covers for bodily injury or property damage resulting from a fumigation your business performed.

Herbicide/pesticide application
Covers misapplication of herbicide/pesticides.

Completed operations
Covers damage to your client’s property or injuries to your client after your job has been completed.

Personal and advertising injury
Covers lawsuits resulting from advertisements you’ve placed to promote your business (I.E. libel, slander, invasion of privacy, copyright infringement, and misappropriation of advertising ideas).

Care, custody and control
Covers damage to your client’s property that is in your care, custody or control.

Contractual liability
Covers lawsuits arising from damages you assumed responsibility for in a contract.

Premises liability
Covers you if someone (other than you or your employees) is injured on your client’s property due to an unsafe condition caused by your operations.

Medical payments
Reimburses others for medical expenses they incurred from bodily injury or death caused by you, regardless of whether or not you were actually at fault.

Fire legal liability
Covers fire damage caused by your business operations.

Job site pollution up to policy limits.

Transit pollution up to policy limits.

Blanket additional insured including completed operations, waiver of subrogation, per project aggregate and primary non contributory.

Get a quote

Contact one of our Markel Specialty agents to start your pest control insurance quote today!