Protect your lifestyle with our equine liability insurance.

Equine-related lawsuits occur more frequently than you may think. And many homeowners’ policies put limits on your equine liability coverage …or simply exclude it altogether!

Unlike your homeowners policy, Markel’s private horse owner liability insurance is specifically designed to protect you against claims arising out of bodily injury or property damage caused by your horse, whether on or off your premises.

Not only that, but Markel’s equine liability insurance covers horses, donkeys, and mules for personal use and for show.

It takes just one kick to see why you need Markel Specialty’s horse liability insurance.

Horses are big animals. And they can kick. That’s the simple reason why you need horse liability insurance from Markel.

As long as you don’t operate a commercial horse business, our Private Horse Owner’s Liability Insurance is specifically designed to protect you and your assets should someone take a claim out against your horse.

Protect yourself and your assets with Markel Private Horse Owner liability Insurance.

It only takes a moment for a horse to kick or stomp. So why spend months in litigation when you can get comprehensive horse liability insurance now?
Our success in developing effective solutions for horse owners has proven critical to the achievement of mission goals for other associations.
Frequently asked questions about property and liability insurance.
Loss control
Markel Specialty's loss control library is full of information, pointers, and guidelines for maintaining a safer environment.
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What horse owners

don't know

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Everyday horse sense

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General liability

and why you need it

  • Great customer service

    Bottom line, when we purchased our first horse, we were completely new to horse ownership and insurance. In search of equine colic and medical insurance, I asked people who spent their lives in the equestrian world-- everyone one of them recommended Markel. When I engaged Markel for my horse, I found they made it very easy to address and pay for insurance needs.

    Scott D. | Horse insurance customer | April, 2017

  • Reasonable price, easy application, not made to feel like a huge home owning liability for more than 4 horses. (

  • Any questions I have had, have always been answered quickly and courteously.  When I needed to make a change to my coverage, it was done quickly. (
  • Great company for all of your horse insurance needs

    Susan C. | Horse insurance customer | March, 2018

Get a quote

Get a quote online or contact one of our appointed Markel Specialty agents

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