CosmeticProtect is a unique defined benefit insurance product designed to cover complications from cosmetic surgery. CosmeticProtect is offered to Board Certified or Board Eligible plastic surgeons as a supplemental limited benefit insurance product, protecting them from the financial risk and hassle of surgical complications.

CosmeticProtect is marketed exclusively by Venture Specialty Insurance, LLC, a division of The Hilb Group and a specialty insurance agency headquartered in Richmond, VA. CosmeticProtect is underwritten by Markel.

Covered complications
  • Cardiopulmonary related
  • Arrhythmia
  • Pulmonary dysfunction
  • Cardiac arrest
  • Pulmonary embolus
  • Deep vein thrombosis
  • Rule out deep vein thrombosis
  • Fluid overload
  • Rule out myocardial infarction
  • Hypoxia
  • Rule out pulmonary embolus
  • Myocardial infarction
  • Shock
Surgery related
  • Hemorrhage
  • Infection
Anesthesia related
  • Severe hypotension (defined as systolic blood pressure equal to or less than 80 three hours after the qualified cosmetic surgical procedures)
  • Severe hypertension (defined as systolic blood pressure equal to or greater than 200 or adiastolic blood pressure equal to or greater than 100 three hours after the qualified cosmetic
Eligible procedures
CosmeticProtect is designed to cover these most common elective cosmetic surgeries:
    • Abdominoplasty
    • Biceps implants
    • Breast augmentation
    • Breast implants removal
    • Breast implants removal
      with replacement
    • Breast lift
    • Breast reduction
    • Brow lift
    • Buttock lift
    • Buttock implant/augmentation
    • Calf implants
    • Cheek implant
    • Chin augmentation
    • Cosmetic eyelid surgery
    • Face lift
    • Labiaplasty and laser
    • Liposuction
    • Lower body lift
    • Otoplasty
    • Rhinoplasty
    • Thigh lift
    • Treatment of gynecomastia
    • Upper arm lift

    Eligible states

    AK, AL, AZ, CO, DC, FL, GA, ID, IL, IN, KS, KY, LA, ME, MI, MS, MO, MN, NC, NV, NM, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, VA, WV, WI, WY

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