Commercial vehicle use policy

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Management recognizes the importance of providing transportation to our clients and periodically using personal vehicles for various business purposes. Although necessary, the use of vehicles for business purposes creates certain exposures to financial loss including but not limited to employee injury costs, negative media attention, damaged property, and injury to others.


Management is implementing the following vehicle use policies to help reduce the risk of losses faced due to vehicle use for business.

  • Authorized drivers: management must qualify and approve all employees or volunteers who will operate company vehicles or personal vehicles on company business. Spouses who drive company owned vehicles must also be authorized.
  • Persons seeking authorization to drive must provide a signed agreement for management to obtain and evaluate a moving violations record (MVR) report (form is required to comply with the Fair Credit Reporting Act).
  • MVR reports will be obtained prior to driver authorization, annually thereafter, and more frequently for drivers with multiple violations.

A person will not be authorized to drive on company business, or driving privileges will be suspended if the MVR report reveals any of the following major violations:

  • Driving under the influence of drugs or alcohol
  • Hit and run accidents
  • Failure to report an accident to authorities and company management
  • Any felony use of an automobile
  • Reckless driving, racing or other illegal vehicle contests

Additional company vehicle use policies include:

  • Vehicle use on company business while under the influence of drug or alcohol is prohibited
  • Certain written policies governing the definition of “business use” must be adhered to at all times
  • Drivers must have prior approval to operate personal vehicles on company business
  • Seatbelts are required to be used by all persons in the vehicle who have seatbelts available
  • Maximum passenger allowance for vehicles must not be violated
  • All authorized drivers must report moving violations and accidents whether occurring on or off the job
  • All state and local traffic laws must be obeyed by operators at all times
    • Other policies may be adapted and communicated to employees
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This document is intended for general information purposes only, and should not be construed as advice or opinions on any specific facts or circumstances. The content of this document is made available on an “as is” basis, without warranty of any kind. This document can’t be assumed to contain every acceptable safety and compliance procedures or that additional procedures might not be appropriate under the circumstances. Markel does not guarantee that this information is or can be relied on for compliance with any law or regulation, assurance against preventable losses, or freedom from legal liability. This publication is not intended to be legal, underwriting, or any other type of professional advice. Persons requiring advice should consult an independent adviser. Markel does not guarantee any particular outcome and makes no commitment to update any information herein, or remove any items that are no longer accurate or complete. Furthermore, Markel does not assume any liability to any person or organization for loss of damage caused by or resulting from any reliance placed on that content.

*Markel Specialty is a business division of Markel Service, Incorporated, the underwriting manager for the Markel affiliated insurance companies.
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