If you're involved in an accident

fender bender - safety triangle

Even the best defensive driving tips will not prevent all accidents. If, despite your best efforts, you’re involved in a traffic accident, remember that most people will be upset and emotions will be high. Do not allow their behavior to draw you into a fight or confrontation.


Take these steps if you are involved in an accident:

First, move to the side of the road, if possible, and turn off the ignition. You must be very careful while doing this. If you are overly upset or injured, do not attempt to move your vehicle until it is safe for you, or someone else, to do so.

Next, perform a first-aid check on all drivers and passengers. It is always a good idea to carry a first aid kit in your vehicle for just this reason.

Call the police and report your location and any injuries that require emergency medical services. Try to do this as soon as possible and as soon as it is safe to do so.

When the police arrive on the scene, collect insurance and registration information from the other driver, and make sure to ask the police to send you a copy of their report.

Draw a quick sketch or take a picture of the accident scene and jot down your recollection of exactly how the accident happened.

Finally, don’t point blame or discuss fault—leave it to the insurance companies to work out the details.

 
fender bender - safety triangle
The information provided in this article is intended for general informational purposes only and should not be considered as all encompassing, or suitable for all situations, conditions, and environments. Please contact us at losscontrol@markel.com or your attorney if you have any questions. The article may not be linked to, copied, reproduced, republished, posted, or distributed in any way by non-policyholders of Markel®, without permission.