Resource articles

General liability horse insurance Who needs it? Why and when?

I run a training and boarding business from my barn, and also give lessons to non-boarders. What type of coverage is general liability horse insurance and do I need to be fully protected?

What is equipment or mechanical breakdown coverage?

Markel answers questions about how equipment or mechanical breakdown coverage can be beneficial to horse and farm owners.

Fire safety for barns -are your prepared?

Measures you can take to prevent fires or lessen their impact.

How long do smoke detectors last?

Fire alarm maintenance tips.

Farm safety

Over 50 ways to protect people, horses, and property on your farm. Besides saving lives and protecting property, using these guidelines can help you qualify for lower insurance premiums.

Property insurance: Who needs it? Why and when?

I run training and boarding business from my barn and also give lessons to non-boarders. What type of coverages do I need to be fully protected?

Adjust to weather and road conditions

As part of your defensive driving program, you must know how to adjust to weather and road conditions.

Homeowner's vs. commercial equine insurance? What is covered (or not covered)?

Many homeowner policies include exclusions which could affect a horse owner. Review your current policy and talk with your insurance agent to be sure you are adequately covered when owning a horse.

When to call your insurance company

My horse is lame after competing in a horse show this weekend! Do I need to contact my insurance company? How will my coverage be affected?

Determining the insurance value of your horse

Horses are an investment and establishing the value is important to protect this investment.