Adjust to weather and road conditions

As part of your defensive driving program, you must know how to adjust to weather and road conditions.

Property insurance: Who needs it? Why and when?

I run training and boarding business from my barn and also give lessons to non-boarders. What type of coverages do I need to be fully protected?

When to call your insurance company

My horse is lame after competing in a horse show this weekend! Do I need to contact my insurance company? How will my coverage be affected?

Lessons learned to avoid a traffic accident

Ways to avoid being involved in traffic accidents.

What is equipment or mechanical breakdown coverage?

Markel answers questions about how equipment or mechanical breakdown coverage can be beneficial to horse and farm owners.

Transporting your horse

How can I reduce my risks when transporting my horse?

Obey traffic rules and use common sense

When it comes to defensive driving, obeying traffic rules and using common sense are essential.

How long do smoke detectors last?

Next time you change the battery in your smoke detectors, be sure to check its age, as well. According to the U.S. Fire Administration, most alarms have a life span of 8-10 years.

Maintaining insurance records

It's essential to integrate records storage into your risk management plans. The old adage, “if you didn't write it down, it didn't happen” continues to prove true in court.

Child abuse: Identification, reporting, and prevention

The National Center on Child Abuse reports that 1 out of every 3 girls and 1 out of every 5 boys are victims of some form of abuse by the age of 19.