Let Markel Specialty's retail insurance coverage be your one-stop shop for managing your risks.

For a brick and mortar retail store owner like yourself, a risk management tool to help minimize loss concerns is Markel Specialty’s retail insurance coverage.

By combining workers compensation, commercial general liability, commercial property, and other insurance coverages vital to helping you protect your assets, Markel Specialty’s insurance for retail businesses can provide the coverage you need at a more affordable price. This combination can also earns you up to a 10% multi-policy discount.* Also, by adding Markel Specialty’s commercial umbrella liability insurance policy in addition to eligible EssentialBOP policies can provide qualified customers additional insurance protection for the costs of covered claims and lawsuits.

Markel Specialty offers workers compensation, liability, and property coverages for various types of retail businesses including:

  • Clothing stores
  • Candy stores
  • Beauty supply stores
  • Gift shops
  • Bicycle shops
  • Florists
  • Jewelry stores
  • Musical instrument stores

Insurance coverages for retail stores

Something as simple as a customer tripping in your store can make you glad you got Markel Specialty insurance for retail stores.

Some insurance coverages include:

Outdoor signage
Outdoor signage is important for your business –they attract your customers, and keep your business in the public eye. This coverage can assist you with damage to your outdoor office signs from storms, accidents, vandalism and other covered incidents.

Electronic data
Insurance coverage for the cost to replace or restore electronic data that is destroyed by a covered cause of loss that disrupts your business operation.

Money and securities
Insurance coverage for theft, disappearance or destruction of money and securities including, but not limited to currency, coins, checks, and contracts that represent money or property.

Workers compensation
Insurance coverage for costs associated with occupational illnesses and injuries including:

  • Medical expenses
  • Partial wages while the employee recovers
  • Funeral expenses if an employee dies from a work injury
  • Legal expenses if your business is sued over a work injury

By combining our workers compensation and businessowners policies you can earn up to a 10% multi-policy discount.*

Follow the link below to view all of our coverages that are available for processing and services businesses.


Markel Specialty works with various vendors to provide loss control products to our insureds at a lower rate.
PayGo Payroll reporting is the billing plan of choice for workers compensation policyholders.

Markel Specialty insurance for retail stores.
Contact one of our appointed Markel Specialty agents and start a quote today!

*The discount applies to businessowners policy only.  Multi-policy discount not applicable to Equipment Breakdown Protection and Employee Practices Liability Insurance endorsements.