Why riding instructors and horse trainers need insurance
Special insurance because instructing students and training horses is a special kind of business.
Equine liability insurance is indispensable for anyone with a horse-related business.
In today’s litigious society, protection against liability claims is an utmost necessity. And riding instruction or horse training operations, such as yours are especially vulnerable – even with waivers and state laws designed to limit or control liabilities.
Unless you have the proper kind of insurance, a lawsuit will cost you money - win or lose.
Here are a few examples of claims we have paid for our clients:
- A Markel insured independent horse trainer was working on one of our insured’s farms when struck by lightning. He was taken away by ambulance to a hospital.
- During a riding lesson with an insured instructor, the horse stopped suddenly and the student was thrown off, fracturing her spine.
- While training a third party’s pony, an insured horse trainer was kicked in the face.
We’re the Official Insurance Supplier of The American Riding Instructors Association (ARIA).