Why riding instructors and horse trainers need insurance
Special insurance because instructing students and training horses is a special kind of business.
Equine liability insurance is indispensable for anyone with a horse-related business.
Riding instruction or horse training operations, such as yours, can have insurance claims.
Policies can provide coverages in the event of a lawsuit for covered claims.
Here are a few examples of accidents that could occur with horse-related businesses:
- An insured independent horse trainer was working on one of our insured’s farms when struck by lightning. He was taken away by ambulance to a hospital.
- During a riding lesson with an insured instructor, the horse stopped suddenly and the student was thrown off, fracturing her spine.
- While training a third party’s pony, an insured horse trainer was kicked in the face.
We’re the official Insurance Supplier of The American Riding Instructors Association (ARIA).